Commercial Credit Analyst

5 days ago


Cape Town, Western Cape, South Africa Lula Full time
About the Role

We are seeking a highly skilled Commercial Credit Analyst to join our team at Lula, a leading FinTech company specializing in small business lending. As a Commercial Credit Analyst, you will play a critical role in our credit underwriting process, evaluating the financial health of our clients and determining the degree of risk involved in lending to them.

Key Responsibilities
  • Evaluate clients' credit data and financial information to determine the degree of risk involved in lending to them
  • Prepare detailed notes on the degree of risk in lending to clients
  • Analyze client records and use data to recommend outcomes
  • Evaluate the financial status of clients by interpreting financial ratios produced by proprietary programs
  • Collaborate with the Sales and Marketing departments to manage financial orders and control credit exposure
  • Stay up-to-date on the latest technology developments and technical issues affecting client accounts
  • Perform other key operational tasks related to portfolio monitoring on a regular basis
Requirements
  • Matric/grade 12 certificate or equivalent
  • Completed finance/accounting/economics degree or equivalent
  • Commercial/SME credit experience is highly desirable
  • Strong numeracy abilities and analytical skills
  • Passionate about delivering exceptional customer experience
What We Offer

As a Commercial Credit Analyst at Lula, you will have the opportunity to work in a dynamic and innovative environment, collaborating with a talented team of professionals who are passionate about making a positive impact in the financial services industry.



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