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Senior Credit Underwriter

2 weeks ago

Pretoria, Gauteng, South Africa Findojobs South Africa Full time

We are seeking a Senior Credit Underwriter to join our team at Findojobs South Africa. As a key player in the agriculture heavy machinery industry, we require someone with extensive experience in credit analysis, preferably within the financial services sector.

About the Role :

  • Analyze financial statements, reports, and credit history to determine creditworthiness.
  • Develop credit models, make recommendations, and approve or decline credit applications based on risk analysis.
  • Collaborate with the underwriting team to ensure compliance with credit risk policies.
  • Maintain and update credit reports and records, ensuring data accuracy.
  • Identify potential risks and suggest mitigation strategies for credit portfolios.
  • Assist with the development of credit policies and procedures.
  • Provide recommendations to senior management regarding credit approvals and adjustments.

Responsibilities :

  • Work closely with the underwriting team to ensure compliance with credit risk policies.
  • Prioritize tasks and meet deadlines, working independently.
  • Communicate effectively, both written and verbally.
  • Familiarity with financial modeling, credit risk evaluation, and analysis tools.
  • A minimum of 4-6 years of experience in credit analysis.