Senior Credit Analyst

3 weeks ago


Century City, Western Cape, South Africa CA Financial Appointments Full time
Senior Credit Analyst

CA Financial Appointments is seeking a highly skilled Senior Credit Analyst to join our team. As a Senior Credit Analyst, you will play a critical role in assessing and managing credit risk for our clients.

Key Responsibilities:
  • Financial Statement Analysis: Draw financial statements, credit agency reports, and other customer information to complete credit reviews.
  • Credit Risk Assessment: Gauge business plans of new Retail clients and complete risk assessments of customers through assessment and analysis of credit life cycle.
  • Recommendations and Solutions: Produce outcome and recommendations to stakeholders, considering customer value proposition in respect of credit risk/profitability reward.
  • Collaboration and Communication: Provide innovative Credit advice and solutions, identify relevant credit lines and security requirements, and assist with customer, financial institutions, to determine appropriate security required.
  • Monitoring and Reporting: Monitor account exposure proactively and take appropriate action to credit violations, and provide Business Unit management with monthly report of credit metrics and risk accounts.
Requirements:
  • Qualifications: Must be a CA(SA) or equivalent qualification.
  • Experience: Minimum of 5 years Corporate Credit and Retail Credit Experience, previous experience with credit management advantageous.
  • Skills: Excellent analytical skills and attention to detail, strong communication skills, and strong financial acumen.
  • Regulatory Knowledge: Must understand IFRS standards (IFRS9) and other regulatory standards.

Please note that if you have not heard from us within 2 weeks of your application, please consider it as unsuccessful for this particular role. Please do though continue to follow us online and apply for suitable opportunities.


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