Senior Credit Manager: Risk Evaluation

1 week ago


Johannesburg, Gauteng, South Africa Telebest Full time
Senior Credit Manager Opportunity

Telebest is seeking a seasoned Senior Credit Manager to join our team in Sandton. As a key member of our credit risk management team, you will be responsible for evaluating and managing credit risk across our portfolio.

Key Responsibilities:

  • Perform thorough risk assessments of business partners using our in-house credit risk tools and models.
  • Ensure adherence to our credit policies and procedures, as well as team alignment to our Credit Risk Appetite Strategy.
  • Finalize risk ratings within the company, including accountability for a consistent rating approach for all entities and approval of overrides.
  • Prepare and present submissions to our sanctioning committee and respond to questions.
  • Provide guidance and a consistent approach to credit and investment principles across the full credit cycle.
  • Oversee annual credit reviews and ensure they align with policy requirements.
  • Collaborate with Origination Managers to ensure key credit conditions are correctly documented and defined in facility agreements.
  • Partner with Risk Governance and Portfolio Management to provide insights on client conduct and lessons learned.
  • Foster constructive working relations and healthy working morale with internal stakeholders.
  • Contribute to the development and enhancement of our credit policies and procedures.
  • Ensure ongoing compliance with Credit Policy and other relevant regulatory requirements.

Requirements:

  • CA or BCom postgraduate qualification.
  • MBA would be advantageous.
  • 8 to 10 years' experience in a financial institution.
  • Knowledge and understanding of credit and investment risks in the financing of transactions or projects.
  • Portfolio management experience would be advantageous.


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