Risk Underwriting Manager

1 month ago


Johannesburg, Gauteng, South Africa ATripleA Recruitment and Temps Full time

**Job Title: Head of Product Underwriting**


At ATripleA Recruitment and Temps, we are looking for a seasoned professional to oversee product underwriting across various lines and ensure profitability and adherence to risk appetite.


Key Responsibilities:


  • Manage underwriting quality and product adherence to achieve profitability targets.
  • Identify growth opportunities within risk appetite and profitability requirements.
  • Oversee underwriting delegation of authority and ensure adherence to risk appetite.
  • Develop and implement product and underwriting enhancements.
  • Manage underwriting governance, including risk registers and control frameworks.
  • Maintain and enhance product wording to align with legal and market standards.
  • Oversee Sasria relationship and operational requirements.
  • Implement underwriting training and peer reviews.
  • Conduct annual technical underwriting reviews for all regions.
  • Improve customer service and expand talent within the Risk Engineering Team.
  • Provide and consolidate key data on market and competitor activities.
  • Manage risk engineering functions and drive efficiencies.
  • Financial forecasting, budgeting, and service excellence monitoring.


Requirements:


  • Minimum NQF Level 7 (University degree)
  • 5-8 years' experience in short-term insurance, including technical underwriting and policy wording
  • Experience providing underwriting advice to senior management
  • General management and project management experience


Behaviours:


  • Collaborative with the ability to influence across functions
  • Self-motivated and proactive
  • Professional, enthusiastic, and positive attitude
  • Deadline-oriented and able to work under pressure
  • Strong team management skills


Knowledge:


  • Intermediate knowledge of economic trends and their impact on underwriting
  • Proficient in product knowledge and policy wording
  • In-depth understanding of the insurance industry, regulatory considerations, and business concepts
  • Knowledge of disclosure practices and policies


Technical Skills:


  • Proficiency in English; additional languages preferred
  • Strong communication and presentation skills
  • Advanced knowledge of policy underwriting life cycle and enterprise underwriting strategy
  • Advanced knowledge of portfolio management and optimization methods


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