Risk Management Expert

1 month ago


Johannesburg, Gauteng, South Africa Network Recruitment Full time

**Job Title:** Risk Management Expert - Unsecured Loans

**Location:** Network Recruitment

**Estimated Salary:** $80,000 - $110,000 per annum

Job Description

We are seeking a highly skilled Risk Management Expert to join our team at Network Recruitment. As a key member of our credit risk management department, you will be responsible for assessing and managing credit risk throughout the lifecycle of unsecured loans.

This includes monitoring portfolio performance, creating dashboards, producing reports on portfolio health, and conducting in-depth analysis to support data-driven credit strategy decisions.

  • SUPPORT CREDIT STRATEGY DEVELOPMENT
    • Contribute to the development and implementation of credit strategies for unsecured loans
  • CREDIT RISK ANALYSIS
    • Conduct credit risk analysis throughout the loan lifecycle
  • PORTFOLIO MONITORING AND REPORTING
    • Monitor credit exposures, collections, and provisioning
    • Assess the effectiveness of credit strategies
    • Run impairment models and prepare provisioning reports
  • DATA INSIGHTS AND ANALYSIS
    • Enhance reporting processes to identify trends and improve portfolio insights
    • Automate dashboards and streamline data extraction/transformation
    • Investigate data anomalies to ensure accuracy and reliability
  • CROSS-FUNCTIONAL COLLABORATION
    • Collaborate with cross-functional teams to gather relevant data and insights

**Qualifications and Skills**

To be successful in this role, you will need:

  • BCom Honours in Economics, Finance, or related field
  • Strong analytical skills for problem-solving and clear communication of findings
  • Proficiency in coding (SAS, SQL, Python, or similar) for data extraction and transformation
  • Experience in dashboard building (e.g., Tableau, Power BI) and report creation
  • Familiarity with scorecard development and credit risk model building
  • Strong presentation skills (PowerPoint) and experience presenting findings
  • Minimum of 3 years of experience in a Credit Risk environment, covering various aspects of the credit lifecycle (customer management, collections, provisioning)

We offer a competitive salary package, including benefits and opportunities for career growth.



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