Credit Manager

2 weeks ago

Sandton, South Africa The Joblink Full time

Contact person for this position:
Rayleen Lentz

OVERALL PURPOSE OF THE ROLE

The primary responsibility is to ensure that the company’s cash flow is maximised through debt collection and minimisation of risk. **Chain Store experience essential**.

**QUALIFICATIONS / EXPERIENCE**
- Bachelor’s degree in Accounting, Business Administration, Finance /Equivalent
- 5 years’ experience proven record as Credit Manager
- Chain store experience

**KNOWLEDGE**
- Microsoft Office Suite
- Product Knowledge
- Accpac
- Power BI

**SKILLS**
- Good verbal and written communication skills
- Ability to multi-task and work under pressure
- Planning skills
- Attention to details
- Organisational skills
- Negotiation Skills
- Managing a team

**ATTITUDE / BEHAVIOUR**
- Conscientious
- Delivery orientated
- Punctual, accurate and strong attention to detail
- Honest and reliable
- Flexible/adaptive to change
- Positive attention
- Deadline-driven
- Analytical

**MAIN RESPONSIBILITIES**

**Policies and Procedures**
- Ensure the Standard operating procedures manual (SOP) for the department is maintained, communicated to operational divisions and adhered to
- Maintain Debtors data base by setting up term codes, Marking inactive customers, updating customer contact details, ensuring uniformity in customer naming conventions, linking customer accounts to account groups and confirming accuracy of beneficiary banking details
- Full knowledge of the requirements in respect of National Credit Act, Consumer Protection Act, POPIA and IFRS 9.

**Credit Application**
- Provide recommendations of approvals/non-approvals to Finance Manager

**Account Management**
- Monitor Customer performance against credit terms
- Attend to customers as and when required to maintain relationship, resolve problems or respond to their queries.
- Follow up on non-compliance - resolve through direct interaction with Customers, Branch Managers and relevant departments
- Advise on action to be taken with defaulters
- Manage the processing and collection of intercompany receipt and payments
- Provide weekly cash flow projections
- Ensure that correct billing occurs and that all discrepancies and irregularities are analysed and rectified
- Review and authorise credit notes and refunds to customers
- Review and approve rebate calculations of accounts receivable clerks

**Reporting**
- Prepare and submit monthly credit management reports to management
- Monthly submission of statements to Customers
- Monthly reconciliation of accounts receivable control accounts to the general Ledger
- Provide for bad-debts in line with SOP; and write off bad debts after consultation with the line manager

**General Management**
- Set objectives for the accounts receivable team that align with the accounting department’s goals
- Support Accounts Receivable Clerks on a daily basis and train new team members
- Provide development input and opportunities
- Provide leadership and motivating environment
- Encourage and recognise performance

**Quality and Compliance**
- Adhere to specified standards, policies, practices and procedures.
- Use appropriate tools to conduct work, and ensure quality, accuracy and completeness thereof.
- Maintain a neat, clean and organised work area.
- Identify and recommend areas / ways to improve processes.

**Team Collaboration and Personal Performance**
- Collaborate and work closely with others.
- Align own behaviour with the organisational culture and values.
- Achieve own performance objectives.
- Up to date and controlled working environment.

  • Manager: Credit Risk

    2 months ago

    Sandton, South Africa Palesa Mbali Group Full time

    The **Manager Credit Risk (Credit Collections)** is responsible for reviewing a designated portfolio of Business Banking clients with the view to reduce the group impairment charge and rehabilitate clients in line with the Business or individual turnaround strategy. This role provides exposure in: - Managing a portfolio of businesses in distress -...

  • National Credit Manager

    1 month ago

    Sandton, South Africa Growthpoint Properties Full time

    Job Title and Job Grade National Credit Manager Job grade: D4 Job Purpose To ensure that the credit control function for Growthpoint Properties is managed efficiently. This position requires a creative, determined, and self-driven individual with extensive credit control background. Role Location Growthpoint Properties, Head office, The Place, 1 Sandton...

  • Junior Credit Manager

    1 month ago

    Sandton, South Africa FAW Financial Services South Africa Full time

    This is a full-time on-site role located in Sandton for a Junior Credit Manager. The Junior Credit Manager will be responsible for managing and evaluating credit applications, analysing financial data, assessing credit risks, and making recommendations for credit approvals or declines. The Junior Credit Manager will also collaborate with internal...

  • National Credit Manager

    3 days ago

    Sandton, South Africa The Joblink Full time

    Contact person for this position: Amori Prinsloo **Responsibilities**: - Daily/Weekly/Monthly forecast of collections - Ensure that collection targets are met - Daily reporting on collection status - Maintain a department organizational structure sufficient to meet all goals and objectives - Responsible for full Debtors Book & Accounts Receivable...

  • Junior Credit Manager

    2 months ago

    Sandton, South Africa Bidvest Bank Full time

    **Duties and Responsibilities**: - Process and assess Credit Applications - New and reviews. - Manage reviews - Manage collateral requirements. - Must be able to assess Financials - Ensure all their MIS Stats are Managed on a daily basis - Conduct deal forums with their Sales team - Build relationships with customers - internal and external. - Attention to...

  • Junior Credit Manager

    1 hour ago

    Sandton, South Africa Bidvest Bank Full time

    **Duties and Responsibilities**: - Process and assess Credit Applications - New and reviews. - Manage reviews - Manage collateral requirements. - Must be able to assess Financials - Ensure all their MIS Stats are Managed on a daily basis - Conduct deal forums with their Sales team - Build relationships with customers - internal and external. - Attention to...

  • Credit Verifications Manager

    2 weeks ago

    Sandton, South Africa RJPersonnel Full time

    3years - Request information from credit verification platforms regarding customer credit history and credit scores - Request trade references and vet customer appropriately - Issue welcome letters to approved customers - Determine appropriate credit limits and present for approval in terms of authority matrix - Review debtors report updates compiled by the...

  • Junior Credit Manager

    2 months ago

    Sandton, South Africa Bidvest Bank Full time

    **Primary Purpose** **Duties and Responsibilities** include but not limited to**: - Process and assess Credit Applications - New and reviews. - Manage reviews - Manage collateral requirements. - Must be able to assess Financials - Ensure all their MIS Stats are Managed on a daily basis - Conduct deal forums with their Sales team - Build relationships with...

  • Junior Credit Manager

    2 months ago

    Sandton, South Africa Staff Solutions Full time

    Our client in the Automotive Industry is seeking a Junior Credit Manager from the Commercial Vehicle Manufacturing/Finance or Banking Industry (MFC). The position will be based in Sandton. **Duties**: - Classifying commercial vehicle dealers based on business scale and risk status. - Implementing tailored marketing strategies. - Identifying and mitigating...

  • Credit Analyst Manager

    2 months ago

    Sandton, South Africa Kencorp Executive Search Full time

    **Responsibilities** *** - Post lending management, monitoring progress of developments, reporting on bilateral, syndication and other credit related business. - Actively engage with and present reports to Credit Review Committee and Head Office as required. - Promotion of strategies for credit business development, green finance strategies and other risk...

  • Junior Credit Manager

    2 months ago

    Sandton, South Africa Staff Solutions Recruitment Full time

    Duties: Classifying commercial vehicle dealers based on business scale and risk status. Implementing tailored marketing strategies. Identifying and mitigating customer risks during contract signings or visits. Conducting prompt asset preservation activities for overdue loans. Analyzing financial reports of corporate customers and assessing repayment ability,...

  • Junior Credit Manager

    2 weeks ago

    Sandton, South Africa Staff Solutions Recruitment Full time

    Duties: Classifying commercial vehicle dealers based on business scale and risk status. Implementing tailored marketing strategies. Identifying and mitigating customer risks during contract signings or visits. Conducting prompt asset preservation activities for overdue loans. Analyzing financial reports of corporate customers and assessing repayment ability,...

  • Junior Credit Manager

    2 months ago

    Sandton, South Africa Adzuna ZA B C2 Full time

    Duties:Classifying commercial vehicle dealers based on business scale and risk status.Implementing tailored marketing strategies.Identifying and mitigating customer risks during contract signings or visits.Conducting prompt asset preservation activities for overdue loans.Analyzing financial reports of corporate customers and assessing repayment ability,...

  • Junior Credit Manager

    2 weeks ago

    Sandton, South Africa Staff Solutions Recruitment Full time

    Duties:Classifying commercial vehicle dealers based on business scale and risk status.Implementing tailored marketing strategies.Identifying and mitigating customer risks during contract signings or visits.Conducting prompt asset preservation activities for overdue loans.Analyzing financial reports of corporate customers and assessing repayment ability,...

  • Junior Credit Manager

    2 weeks ago

    Sandton, South Africa Adzuna ZA B C2 Full time

    Duties:Classifying commercial vehicle dealers based on business scale and risk status.Implementing tailored marketing strategies.Identifying and mitigating customer risks during contract signings or visits.Conducting prompt asset preservation activities for overdue loans.Analyzing financial reports of corporate customers and assessing repayment ability,...

  • Junior Credit Manager

    2 months ago

    Sandton, South Africa Staff Solutions Recruitment Full time

    Duties:Classifying commercial vehicle dealers based on business scale and risk status.Implementing tailored marketing strategies.Identifying and mitigating customer risks during contract signings or visits.Conducting prompt asset preservation activities for overdue loans.Analyzing financial reports of corporate customers and assessing repayment ability,...

  • Senior Credit Portfolio Manager

    2 months ago

    Sandton, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...

  • Junior Credit Manager

    2 months ago

    Sandton, South Africa FAW Financial Services South Africa Full time

    **Qualifications** Bachelor's degree in Finance, Accounting, or a related field Experience in credit analysis, risk management, or a similar role Strong analytical and problem-solving skills Knowledge of credit regulations and industry best practices Excellent written and verbal communication skills Attention to detail and accuracy Ability to work in...

  • Senior Manager Credit Risk

    1 week ago

    Sandton, South Africa Palesa Mbali Group Full time

    A leading South African bank that sets itself apart through excellent client service, digital advancement and lived internal values is seeking to appoint a SENIOR MANAGER CREDIT RISK in Gauteng. - Manage reports through early actioning of exceptions. - Manage and rehabilitate clients by getting backward roll on arrears - Identify systems and process...

  • Senior Manager: Credit Wealth

    7 days ago

    Sandton, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...