Credit Assessment Expert
4 days ago
About the Role
The Credit Assessment Expert will be responsible for analysing credit data to estimate the degree of risk in extending credit or lending money. The ideal candidate will have a strong understanding of credit policies and procedures and be able to make informed decisions based on this information.
The successful candidate will work closely with management to assist in corporate planning and ensure that our credit policies are aligned with business objectives.
- Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio
- Manage costs within approved limits to achieve cost efficiencies
- Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions
- Assist internal sales partners with credit decisions and application of the credit policy
- Build and maintain relationships with internal business partners
- Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
- Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis
- Ensure average approval turnaround time against target to ensure retention of clients
- Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications
- Comply with governance in terms of legislative and audit requirements
- Responsible for the returns of daily stats
- Manage personal development to increase own skills and competencies
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