Banking Credit Professional

4 days ago


Johannesburg, Gauteng, South Africa Nedbank Full time

We are seeking a highly motivated and experienced Banking Credit Professional to join our team. The successful candidate will be responsible for assessing the credit risk associated with our existing portfolios and making recommendations to mitigate any identified risks.

Key Responsibilities:
  • Credit Policy Management:
    • Develop and implement credit policies that align with the bank's overall strategy.
    • Monitor and report on portfolio performance to ensure compliance with credit policies.
    • Collaborate with internal stakeholders to develop and implement solutions to mitigate identified risks.
  • Client Service Management:
    • Provide exceptional customer service by understanding client needs and providing timely guidance and recommendations.
    • Develop the skills of client service team members to enhance external client satisfaction.
    Requirements:
    • MIN 3 YEARS' CREDIT ANALYSIS EXPERIENCE IN ASSESSING CREDITWORTHINESS OF CURRENT AND PROSPECTIVE CLIENTS.
    • MIN 3 YEARS' BUSINESS BANKING EXPERIENCE IN EVALUATING CURRENT AND PROSPECTIVE CLIENTS' FINANCIAL STATEMENTS AND CREDIT REPORTS TO DETERMINE THEIR ABILITY TO HONOR DEBT OBLIGATIONS.
    • NQF LEVEL 6 OR HIGHER IN A FINANCIAL MANAGEMENT, ACCOUNTING, OR ANALYSIS-RELATED FIELD.


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