Financial Risk Specialist
1 week ago
We are seeking a highly skilled and analytical Credit Analyst to join our finance team in the Northern Suburbs. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, making recommendations based on comprehensive financial assessments, and mitigating risk exposure to the company.
Key Responsibilities:- Conduct in-depth credit assessments of new and existing clients, analyzing financial statements, credit reports, and relevant data to determine creditworthiness.
- Develop risk profiles, set appropriate credit limits, and make recommendations based on findings.
- Maintain up-to-date knowledge of industry trends, economic conditions, and regulatory requirements affecting credit decisions.
- Perform detailed financial analysis and cash flow modeling to assess the credit risk of clients.
- Monitor existing credit portfolios for changes in financial health, creditworthiness, and market conditions.
- Bachelor's Degree in Finance, Accounting, Business, or a related field.
- Minimum of 4 years experience as a Credit Analyst or in a similar role.
- Strong analytical, financial modeling, and problem-solving skills.
- Proven expertise in assessing credit risk, analyzing financial statements, and making sound recommendations.
- Excellent communication and negotiation skills, with the ability to build and maintain client relationships.
R400,000 - R600,000 per annum, depending on experience.
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