Senior Financial Risk Specialist

2 days ago


Cape Town, Western Cape, South Africa Network Recruitment Full time

Job Description:

About Us

At Network Recruitment, we specialize in connecting talented professionals with top finance teams.

Job Overview

We are seeking an experienced Senior Financial Risk Specialist to join our client's finance team. As a key member of the team, you will play a critical role in evaluating credit risk and making informed decisions that drive business growth.

Key Responsibilities:

  • Evaluate creditworthiness of clients through comprehensive financial assessments and analysis of financial statements and credit reports.
  • Develop risk profiles and make recommendations based on findings, ensuring alignment with company risk tolerance.
  • Maintain up-to-date knowledge of industry trends, economic conditions, and regulatory requirements affecting credit decisions.
  • Perform detailed financial analysis and cash flow modeling to assess credit risk and identify potential risks.
  • Monitor existing credit portfolios for changes in financial health, creditworthiness, and market conditions.
  • Prepare regular reports on portfolio performance and recommend proactive measures to minimize risk exposure.
  • Collaborate with sales, finance, and legal teams to provide recommendations and align strategies for managing client accounts.
  • Ensure compliance with internal credit policies, industry regulations, and best practices in credit risk management.

Requirements:

  • Bachelor's degree in Finance, Accounting, Business, or a related field.
  • Minimum 4 years experience as a Credit Analyst or in a similar role.
  • Strong analytical, financial modeling, and problem-solving skills.
  • Proven expertise in assessing credit risk, analyzing financial statements, and making sound recommendations.
  • Excellent communication and negotiation skills, with the ability to build and maintain client relationships.

What We Offer:

A competitive salary of R600,000 - R800,000 per annum, depending on experience.

Location:

The successful candidate will be based in the Northern suburbs.



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