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Portfolio Performance Analyst

1 week ago

Stellenbosch, Western Cape, South Africa Capitec Full time
Job Overview

This is an exciting opportunity to join Capitec Bank as a Credit Intelligence Analyst and contribute to our mission of making banking simple and accessible for everyone. You will be responsible for understanding both the technical and business aspects of credit, focusing on credit risk and portfolio management.

  • Main Responsibilities: Conduct thorough credit risk assessments to determine eligibility and mitigate potential risks, making informed decisions that drive business outcomes.
  • Reporting: Prepare monthly reports, executive summaries, and commentary on credit portfolio performance, highlighting areas for improvement and opportunities for growth.
  • Collaboration: Engage with cross-functional teams and stakeholders to convey insights and recommendations effectively, fostering collaboration and driving results-oriented decision-making.
Requirements
  • Experience: 3-5 years of experience in credit risk analysis and portfolio management within the financial services industry.
  • Technical Skills: Proficiency in financial analysis and reporting tools, with knowledge of programming languages like SAS or SQL – preferred but not essential.
  • Communication Skills: Strong storytelling and proposal writing skills to convey complex information to business stakeholders, influencing decisions and building trust.
  • Interpersonal Skills: Ability to hold meaningful conversations, influence decisions, and build relationships across the organization, driving collaboration and achieving business goals.
  • Education: Relevant degree in finance, economics, or a related field.