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Credit Data Specialist

1 week ago


Stellenbosch, Western Cape, South Africa Capitec Bank Full time

About Us

Capitec Bank is committed to delivering exceptional service to our customers. We are looking for a talented Credit Intelligence Analyst II to join our team.

Job Description

  • Responsible for a credit intelligence workstream through leading and guiding the delivery of complex analytical output.
  • Identify, develop, implement, and maintain new credit intelligence strategies and solutions.
  • Address business problems relative to the credit intelligence workstream.
  • Build and maintain new statistical models to inform credit intelligence decision-making.
  • Provide guidance and technical oversight to junior team members.

Requirements

  • 4-6 years' experience in retail credit analysis (including SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
  • In case of an Honours degree: 3-5 years' experience in retail credit analysis (including SQL programming and descriptive analytics).
  • Credit intelligence performance and optimisation.

Preferred Qualifications

  • Experience in assuming a leadership role during a project.
  • Portfolio specific experience.
  • Capitec Bank experience.

Education

  • Bachelor's Degree in Finance or Statistics.

Skills and Knowledge

  • Communications Skills.
  • Leadership Skills.
  • Presentation Skills.
  • Reporting Skills.