Provincial Portfolio Risk and Compliance Officer

6 days ago


Sandton, South Africa Capitec Bank Ltd. Full time
About Us

Capitec Bank Ltd. is a leading financial services provider in South Africa. We are committed to delivering exceptional customer service and providing innovative solutions to meet the evolving needs of our clients.

Our Values
  • Innovation: We strive to stay ahead of the curve and deliver cutting-edge solutions that exceed our clients' expectations.
  • Customer Focus: We put our clients at the heart of everything we do, always looking for ways to improve their experience.
  • Teamwork: We believe that together, we can achieve great things. Our teams work collaboratively to deliver outstanding results.
Job Summary

We are seeking a highly skilled credit professional to join our Business Bank team as a Provincial Portfolio Risk and Compliance Officer. This role requires a strong understanding of credit risk management and compliance regulations.

Key Responsibilities
  • Evaluate and manage the credit function by ensuring that the quality of credit risks across the regions aligns with the Bank's risk appetite.
  • Integrate and manage the credit function by minimizing the risk of loss through bad debts while maximizing profits and applying risk-based pricing.
  • Evaluate, manage and monitor the credit and associated risks within a complex and high value portfolio.
Requirements

Minimum:

  • At least 3 years' experience at Senior Management Level.
  • 7 years Credit Management experience, within the Commercial and Business markets.
  • Previous supervisory or leadership experience.

Ideal:

  • 3+ years' experience at Senior Management Level.
  • 7+ years Credit Management experience, within the Commercial and Business markets.
Education
  • Bachelor's Degree in Accounting - Financial Accounting or Credit Management.


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