Credit Risk Analyst

6 days ago


Sandton, South Africa ProfitShare Partners Full time
About the Role

We are seeking a highly skilled Credit Analyst to join our team at ProfitShare Partners. As a Credit Analyst, you will play a critical role in our credit-granting process, requiring a combination of analytical and numerical skills, as well as excellent communication and interpersonal skills.

Key Responsibilities
  • Validate client and supporting information by assessing the contents of the documents.
  • Analyse credit applications by assessing the serviceability of the funding applied for.
  • Build and maintain effective working relationships with customers and stakeholders.
  • Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
  • Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
  • Support the achievement of the business strategy, objectives and values.
  • Conduct Credit Risk Assessment
  • Analyse Financial Data
  • Statutory, regulatory and legislative requirements.
  • Industry, credit assessment & market knowledge for SMMEs.
  • Analysing situations or data that requires an in-depth evaluation of multiple factors
  • Interacting with various levels of management
Requirements

To be successful in this role, you will need:

  • Strong analytical skills and self-motivated driver of performance.
  • Team player
  • Performance-driven and results-orientated with a relentless drive to succeed.
  • Good interpersonal communication (verbal & written) abilities.
  • The ability to prioritize and multi-task, within a fast-paced and pressurized environment.
  • Exceptional attention to detail with a thorough approach to work.
  • Strong planning, organizing and coordinating skills.
  • An energetic positive approach to problem-solving.
  • Positive assertiveness.
  • A Commerce or Legal Degree is essential
  • Must have worked in a credit department of a bank or financial services company assessing credit risk for at least 2 years
  • Must be highly analytical and tech-savvy

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