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Lending and Credit Analyst
2 weeks ago
Key Responsibilities
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- Evaluate financial data to assess creditworthiness and affordability of new and existing loan applications.\
- Ensure compliance with the company's policies and risk management guidelines during the credit application process.\
- Make informed decisions on loan applications based on credit policies and product guidelines.\
- Disburse loans following the Standard Operating Procedures.\
- Analyse credit data and assess associated risks to ensure responsible lending practices.\
- Adhere to lending criteria based on AFS's risk tolerance and credit risk appetite.\
- Ensure compliance with the National Credit Act to promote responsible lending and prevent reckless lending.\
- Communicate credit decisions to customers and provide clear guidance on loan terms.\
- Support customers with queries related to loan applications, repayments, and account statuses.\
