Credit Risk Analyst
4 days ago
Key Responsibilities:
- Analyze new credit requests to identify potential risks and opportunities.
- Conduct annual reviews of existing credit exposures and ensure they remain within acceptable thresholds.
- Prepare ratings and Loss Given Default (LGD) assessments for credit counterparties.
- Present findings and recommendations to the credit committee for approval.
- Monitor ongoing risks and take action to mitigate potential issues.
- Calculate and report on impairments quarterly as part of the watchlist process.
- Draft and present quarterly memoranda to the Financial Market Risk Forum.
- Prepare other reports or recommendations for the Financial Market Risk Forum, including policy decisions and project updates.
- Attend client meetings to foster strong relationships and deliver exceptional service.
- Collaborate effectively with stakeholders and maintain professional communication.
Qualifications & Experience:
- Education: BCom (Hons) with a major in Finance or a related field.
- Advantageous: CA (SA), CFA, or equivalent qualification.
- 13 years of experience in credit risk analysis, with exposure to corporate and public sector credit risk. Experience in workouts and project finance is a plus.
Key Competencies:
- Strong business acumen and commitment to client and stakeholder success.
- Analytical thinking and problem-solving skills.
- Proficient in Microsoft Office, Excel, and Murex systems.
- Excellent communication and presentation skills.
- Ability to collaborate effectively and influence decisions.
- Self-awareness, adaptability, and a willingness to learn.
- Appreciation for diversity and inclusiveness.
If you're eager to grow your career and contribute to a high-performing team, we want to hear from you
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