Credit Risk Analyst

2 weeks ago


Johannesburg, Gauteng, South Africa FirstRand Bank Limited Full time

Job Title: Credit Risk Analyst

Description:

As a Credit Risk Analyst at FirstRand Bank Limited, you will play a crucial role in analyzing credit data to estimate the degree of risk in extending credit or lending money. Your expertise will be essential in making informed decisions that drive business growth while minimizing risk.

Key Responsibilities:

  • Analyze credit data to estimate the degree of risk in extending credit or lending money
  • Consult with management to assist in corporate planning and achieve year-on-year Total Consumer Revenue Growth
  • Manage costs and expenses within approved budgets to achieve cost efficiencies
  • Deliver exceptional credit services that exceed customers' expectations through proactive, innovative, and appropriate solutions
  • Assist internal sales partners with credit decisions and application of the credit policy
  • Build and maintain relationships with internal business partners
  • Maintain expert knowledge on relevant legislative amendments and industry best practices
  • Maximize cross-sell opportunities through credit assessment and client portfolio analysis
  • Ensure average approval turnaround time against target to retain clients
  • Comply with governance in terms of legislative and audit requirements
  • Responsible for the returns of daily stats
  • Manage personal development to increase own skills and competencies

Requirements:

As a Credit Risk Analyst, you will need to possess excellent analytical and problem-solving skills, with the ability to work in a fast-paced environment. You will also need to have strong communication and interpersonal skills, with the ability to build and maintain relationships with internal stakeholders.

What We Offer:

At FirstRand Bank Limited, we offer a competitive salary and benefits package, as well as opportunities for career growth and development. We are committed to creating a diverse and inclusive work environment that values and respects the contributions of all employees.



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