Senior Commercial Risk Analyst

4 days ago


Pietermaritzburg, KwaZulu-Natal, South Africa Pronel Personnel Full time

Pronel Personnel is seeking a highly skilled Senior Commercial Risk Analyst to join our team. As a key member of our underwriting department, you will play a crucial role in assessing risk and evaluating insurance applications for commercial clients.

The ideal candidate will have a strong analytical mindset and be able to evaluate complex financial data, claims history, and policyholder information to determine risk levels and set appropriate coverage terms, premiums, and conditions.

We are looking for someone with excellent communication and negotiation skills who can develop and maintain relationships with brokers, agents, and clients. A proven track record of success as a Senior Underwriter handling commercial lines is essential.

Key Responsibilities:

  • Evaluate commercial insurance applications and assess risk levels
  • Determine risk levels and set appropriate coverage terms, premiums, and conditions
  • Analyse financial reports, claims history, and policyholder data
  • Ensure compliance with underwriting guidelines and regulatory requirements
  • Develop and maintain relationships with brokers, agents, and clients
  • Provide technical underwriting support and mentorship to junior underwriters

Requirements:

  • Proven experience as a Senior Underwriter handling commercial lines
  • Strong analytical and decision-making skills
  • In-depth knowledge of underwriting principles, risk assessment, and policy wording
  • Excellent communication and negotiation skills
  • Minimum 5 years' experience in short-term insurance
  • Minimum qualification NQF level 4


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