Credit Risk Management Specialist

6 days ago


Pietermaritzburg, KwaZulu-Natal, South Africa Fempower Full time

Company Overview

Fempower is a leading financial institution committed to empowering women and promoting economic growth.

Job Description

  • To work closely with the Relationship Manager and Provincial Head to package credit submission documents for Credit Committees, ensuring thorough analysis and effective communication of business cases.
  • Act as a consolidator of inputs from team members in developing business cases for loan applications, collaborating with team members in the Provincial Office and Credit Analysts in the Risk Management Division.
  • Conduct financial modeling, analysis, and deal structuring to provide recommendations on loan application viability based on analysis and interpretation of financial statements, risk considerations, and mitigation strategies.
  • Provide first-level quality assurance on applicable policies and procedures related to transactions, ensuring compliance and adherence to industry standards.
  • Verify first-level quality assurance across key systems used by the business, including SAP, CRM, and Acceleris, to ensure seamless operations.

Required Skills and Qualifications

  • Bachelor's Degree in Credit or Risk Management, Commercial Science, Business Administration, or Investment Management.
  • Post-qualification experience, typically 3 to 5 years, with a background in credit analysis, commercial banking, or lending assessment, including relationship management experience in customer-facing environments.

Benefits

  • Extended hours as required, ensuring flexibility and adaptability.
  • A valid driver's license, enabling travel and mobility.

Others

  • Travel may be required as necessary, supporting business needs and objectives.


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