Credit Risk Modelling Business Solutions Lead

1 month ago


Johannesburg, Gauteng, South Africa Isilumko Staffing Full time
Senior Credit Analyst Job Description

About Us: Isilumko Staffing is a leading provider of staffing solutions, and we're seeking an experienced Senior Credit Analyst to join our team.

Job Overview: As a Senior Credit Analyst, you will play a critical role in analysing complex business processes, defining problem statements, and delivering practical solutions to meet business objectives.

Responsibilities:

  • Data Management: You will identify, source, and analyse relevant data required for model deployment, ensuring the integrity and accuracy of data utilised in credit risk assessments.
  • Documentation: You will create comprehensive documentation of current models and data flow, including methodologies, assumptions, and parameterisations, ensuring all documentation meets regulatory and internal requirements.
  • Stakeholder Collaboration: You will work closely with quantitative analysts and data scientists to enhance model functionality based on insights gathered from data analysis and feedback from stakeholders.
  • Leadership & Team Development: You will guide and mentor junior analysts in data analysis techniques and model unpacking methodologies, fostering a culture of continuous improvement and knowledge sharing within the team.
  • Project Management: You will plan and oversee project timelines and deliverables related to model unpacking and data analysis initiatives, communicating project updates effectively to stakeholders.
  • Model Deployment Analysis: You will review and unpack existing, deployed credit risk models to assess their effectiveness of the deployment and identify areas for improvement.
  • Regulatory Awareness: You will stay informed on relevant credit risk regulations and industry best practices, ensuring models are in compliance with evolving standards.

Qualifications:

  • Bachelor's degree in Finance, Statistics, Mathematics, Economics, or a related field; Master's degree preferred.
  • 5+ years of experience in credit risk modelling, data analysis, or business analysis, with a focus on model unpacking and data sourcing.
  • Strong understanding of credit risk models and frameworks (e.g., PD, LGD, EAD calculations) and experience with model deployment processes.
  • Proficient in data analysis tools and programming languages (e.g., Python, R, SAS, SQL) with a strong aptitude for working with large datasets.
  • Excellent communication skills with the ability to present complex information clearly to non-technical stakeholders.
  • Proven leadership skills with experience in mentoring and guiding teams.

Salary: The estimated salary range for this position is $80,000 - $110,000 per annum, depending on location and experience. This figure is an estimate based on national averages and may vary based on individual circumstances. We offer a competitive benefits package, including health insurance, retirement savings, and paid time off.



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