Credit Risk Management Specialist Lead

3 weeks ago


Randburg, Gauteng, South Africa FirstRand Bank Limited Full time

About Us


FirstRand Bank Limited is a leading financial institution that embodies a culture of innovation, collaboration, and transformation. With a rich history spanning 40 years, we have established ourselves as a trusted and responsible provider of motor finance solutions. Our inclusive and diverse work environment fosters career growth, recognises and rewards hard work, and offers opportunities for individuals to thrive and develop their skills.


At FirstRand Bank Limited, we are passionate about what we do, and our commitment to equality, inclusivity, and representation sets us apart. We are 100% open to your movement within and across professions, departments, and business units, allowing you to grow and develop your career in a dynamic and supportive environment.


Our Mission


We are dedicated to delivering exceptional customer service and driving business growth through our people, technology, and innovative solutions. Our goal is to provide our customers with tailored financial solutions that meet their unique needs and exceed their expectations.


Job Summary


We are seeking a highly skilled and experienced Credit Risk Management Specialist Lead to join our team. The successful candidate will be responsible for conducting complex and quality credit assessments and risk analysis on potential and existing clients to enhance the decision-making process. This role requires a strong understanding of credit risk management principles, excellent analytical and problem-solving skills, and the ability to work independently and collaboratively as part of a high-performing team.


Key Responsibilities



  • Conduct comprehensive credit assessments and risk analysis on potential and existing clients to inform business decisions.
  • Develop and maintain strong relationships with stakeholders, including clients, colleagues, and senior management.
  • Collaborate with cross-functional teams to identify and mitigate credit risk.
  • Stay up-to-date with industry trends, regulatory requirements, and best practices in credit risk management.
  • Provide training and coaching to junior team members to enhance their skills and knowledge.

Requirements


To be successful in this role, you will need:



  • A Post Graduate Diploma/Degree in Finance with 4-7 years' experience in Credit Risk Management.
  • Proven experience with individual credit mandates and a strong understanding of credit risk management principles.
  • Excellent analytical and problem-solving skills, with the ability to work independently and collaboratively as part of a high-performing team.
  • Strong communication and interpersonal skills, with the ability to build and maintain effective relationships with stakeholders.
  • Ability to work in a fast-paced environment and adapt to changing priorities and deadlines.

What We Offer


As a Credit Risk Management Specialist Lead at FirstRand Bank Limited, you will have access to:



  • Opportunities to network and collaborate with a diverse and talented team.
  • Professional development and training to enhance your skills and knowledge.
  • A competitive salary and benefits package, including a generous bonus structure.
  • Flexible working arrangements and a healthy work-life balance.

Salary Range


The salary range for this role is R1,200,000 - R1,800,000 per annum, depending on experience and qualifications.


Location


This role is based in Johannesburg, South Africa, and requires regular travel to client sites and internal meetings.


Closing Date


Applications will be accepted until 15 November 2024, and we encourage you to submit your application ahead of the closing date.


Disclaimer


FirstRand Bank Limited is an equal opportunities employer and welcomes applications from individuals with disabilities. We are committed to creating a diverse and inclusive work environment that values and respects all employees.


FirstRand Group's Employment Equity Plan


All appointments will be made in line with FirstRand Group's Employment Equity plan and in accordance with the Employment Equity Act.



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