Business Judgemental Credit Manager C1
3 weeks ago
About us, purpose, experience and qualifications
**about us**:
- make a promise
- be deeply invested
- value our differences
- build trust, not territory
- have courage
- always do the right thing
**purpose**:
To evaluate, manage and approve credit risk within the Medium Corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies.
**experience and qualifications**:
- Minimum Qualification - BComm Finance
- Preferred Qualification - CA (SA)/CFA
- Experience - 2 Years banking experience
- **additional requirements**:
**responsibilities**:
- Develop and manage key stakeholder relationships that enable achievement of operational objectives
- Develop, encourage and nurture collaborative relationships within FNB Business across Product Houses and and/or across the FRG
- Ensure compliance to legislative and audit requirements and adherence to relevant processes
- Knowledge of Credit Systems
- Ensure the management of the portfolio
- Assess and approve credit in terms of approved mandate to minimise Credit Risk to the business and manage the credit approval process
- Approve or recommend counterparty exposure across multiple products
- Manage credit risk at origination and on an ongoing basis
- Manage respective portfolio within the businesses budget and bad debt highway
- Develop, encourage and nurture collaborative relationships within FNB and/or across the FRG
- Continuously assess own performance, seek timely and clear feedback and request training where appropriate
- Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives
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