Consultant Sme Banking

4 weeks ago


Sandton, South Africa Watershed Consulting Full time

**Job Description**:
**Primary Job Purpose**:
Sourcing of potential new clients for the SME Banking division to achieve growth and profitability in line with targets across the different SME products offered by the Bank.

Conduct due diligence reviews, critically assessing all aspects of a transaction and structure financing solutions for the SME Banking clients in line with the Bank’s objectives.

Conduct a thorough financial and risk analysis to determine client’s ability to service and repay debt facilities.

Conduct detailed feasibility studies and amortization projections in respect of each transaction and predict the timing of utilisations and repayments.

Provide SME Banking clients with the necessary information, support and assistance throughout the life span of their facilities/business transactions with the Bank so as to ensure effective and efficient business relationships

Liaise with and manage the relevant internal stakeholders and departments within the Bank in order to facilitate the initiation and finalization of transactions.

Effectively build relationship with key stakeholders in the SME industry in the interest of identifying business development opportunities.

Create awareness in the market of the Bank’s funding capabilities and to grow the Bank’s brand and the SME Banking business.

Present and discuss transactions to the Credit Risk Committee/Alco/Exco/Board.

Effectively contribute to new products development to increase the SME product offering.

**Qualifications**:
B COM degree or related field

Post graduate qualifications will be advantageous.

**Experience**:
Between minimum 8-10 years’ experience in the SME finance and lending with a strong focus on business development

Strong sales and client facing environment

Strong financial analysis skills

New growth opportunities

Product development

Knowledge of banking/SME products including Business Transactional Account, asset backed finance, term loans, working capital loans etc.

**Franchising experience - advantageous**

**Role Specific Requirements**:
Financial modelling and analysis.

Business development

Client relationship management

Due diligence reviews to get SME transactions approved by EXCO Credit Committee/Board

Management of costs within approved budgets

Managing stakeholder relationships


  • Banking Consultant

    2 weeks ago


    Sandton, South Africa Fides Recruitment Full time

    **Consultant: SME Banking** **The role is responsible for the following**: - To sourcing potential new clients for the SME Banking division to achieve growth and profitability in line with targets across the different SME products offered by the Bank. - To conduct due diligence reviews, critically assessing all aspects of a transaction and structure...


  • Sandton, South Africa Fides Recruitment Full time

    **Consultant: SME Banking** **The role is responsible for the following**: - To sourcing potential new clients for the SME Banking division to achieve growth and profitability in line with targets across the different SME products offered by the Bank. - To conduct due diligence reviews, critically assessing all aspects of a transaction and structure...


  • Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job...

  • Bank Consultant

    2 weeks ago


    Sandton, South Africa GrowthHouse Full time

    **Job Summary** We are creating a team of dynamic bank consultants who will assist potential bank clients with giving advice on what product to take as well as completing the onboarding journey. All clients are referred to the team and therefore there is no need to find your own clients. This is an in office job. **Description of Job Duties** - Present...

  • Bank Consultant

    4 weeks ago


    Sandton, South Africa GrowthHouse Full time

    **Job Summary** We are looking for dynamic bank consultants who will assist potential bank clients with giving advice on what product to take as well as completing the onboarding journey. All clients are referred to the team and therefore there is no need to find your own clients. This is an in-office job based in Sandton. This role is in a brand new team...


  • Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...


  • Sandton, South Africa RJPersonnel Full time

    2years - Deliver agreed results through input to client financial analysis, making recommendations to credit, monitoring that security documentation are completed and returned to admin team and by confirming - Obtain referrals from existing clients and in branch staff through collaboration. - Market financial products to new and existing clients and...


  • Sandton, South Africa Universal Health Full time

    Universal Health seeks a Pathology SMEUniversal Health is looking for a skilled Pathology SME to evaluate diagnostic pathology consultations and claims from service providers. The selected candidate will assist in the management and supervision of daily activities related to pathology services in a medical aid environment.This role requires expertise in...


  • Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job...


  • Sandton, South Africa J Smith Collier & Associates Full time

    An opportunity has become available for a Bank Service Consultant based in JHB Purpose of the position Developing business growth opportunities by actioning the strategic goals of the organization and delivering a premium class service to our customers and future Duties and Responsibilities but not limited: - Conduct monthly visits of your bank base -...

  • Risk Consultant

    3 weeks ago


    Sandton, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...


  • Sandton, South Africa Adcorp Holdings Full time

    Our Client in the Telecommunication space is looking for an Operations Settlement Consultant to take ownership of the reconciliation and settlement queries for users and mini-app participant of the company product whilst providing leadership and guidance to the settlement resource accountable for general merchant. **12-month** contract** **Qualification and...


  • Sandton, South Africa MASTER HUMAN RESOURCE SERVICES Full time

    **Banking Customer Service Consultant** To provide a positive customer experience by being helpful and sensitive to customer needs, expectation and providing product solutions including directing customers to the correct channel (Digital and Self Service) whilst adhering to policy and process. **Job Requirements**: Retail/Banking Client Service, Technology...


  • Sandton, South Africa Datonomy Solutions Full time

    Job DescriptionWe are seeking an experienced Senior Banking Process Consultant to join our team.The ideal candidate will have a strong background in business analysis and process optimization, with a proven track record of delivering high-impact results in a fast-paced environment.Responsibilities will include:Assessing and optimizing business processes to...


  • Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. Job...


  • Sandton, South Africa Capitec Bank Ltd. Full time

    Strategic Project ManagerThe role of a Strategic Project Manager at Capitec Bank Ltd. involves driving business strategy, innovation, and problem-solving to achieve the bank's objectives.As a Strategic Project Manager, you will be responsible for providing executive-level support, identifying, analyzing, and sourcing relationship- and partnering...


  • Sandton, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary **Job...


  • Sandton, South Africa Inspira Head Hunting Consulting Full time

    Overview:Inspira Head Hunting Consulting is a renowned consulting firm seeking an exceptional individual to fill the role of Head of Banking Supervision Strategy. This position requires a seasoned professional with extensive experience in banking supervision, risk management, and strategic leadership.Key Responsibilities:Develop and implement a comprehensive...


  • Sandton, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary Are...


  • Sandton, South Africa Inspira Head Hunting Consulting Full time

    Leadership Opportunity in Banking SupervisionInspira Head Hunting Consulting seeks an experienced banking professional to head its Banking Supervision Division as Divisional Head: Financial Stability.The ideal candidate will have a deep understanding of banking regulations and the ability to develop and implement strategies that promote financial...