Credit Specialist

7 months ago


Bellville, South Africa SPINT Full time

**Requirements**:

- Honours degree in Finance/ Accounting/ Mathematics or related
- Preferred: CA (SA) / ACCA/ CIMA
- 2-3 years of experience working financial services and/or lending industry
- Experience as a Credit Analyst in a scorecard-based environment or a similar role (Financial Service Industry)
- Knowledge of commercial credit products, market trends and/or loan procedures, credit life cycle (up to and including collections)
- Familiarity with industry-specific factors influencing credit risks such as market trends, regulatory changes and economic conditions.
- Understanding credit bureau data, credit scoring methodologies and regulatory compliance.
- Experience monitoring and analyzing the performance of credit accounts to assess credit quality, identify trends and manage credit risk exposure.
- Familiarity with credit policies and guidelines, ensuring credit decisions align with the established risk appetite.

**Job Type**: Permanent

**Salary**: R50 000,00 per month

**Experience**:

- Financial services: 2 years (preferred)


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