Africa Credit Origination Head

3 months ago


Johannesburg, South Africa FirstRand Full time

Job Description

To lead and direct a credit portfolio to ensure that functional credit strategies align to Bank risk management frameworks to contribute to Bank growth, sustainability and compliance
- Credit Origination
- Ensure that quality credit proposals are submitted in timely manner to the relevant approval body as dictated by stipulated mandates
- Attend client meetings where appropriate to guide discussions and ensure that required information for credits are obtained
- Gain an understanding of more complex deal structures and conduct healthy debates with the deal team around structure, PD, LGD, covenants and pricing
- Identify transaction-specific risks and introduce risk mitigation measures as input to structure transactions in line with the risk philosophy of the Bank
- Approve credit in line with the delegated mandate framework
- Attend credit committees to support credits and motivate for the larger and more complex transactions

Job Details

23/10/24



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