Junior Specialist: Risk

2 weeks ago

Johannesburg, South Africa Absa Bank Limited Full time

Bring your possibility to life Define your career with us
- With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary

To provide specialist advise and support in area of specialization enabling the effective implementation of risk frameworks, perform risk and control assessments and maintain professional relationships with stakeholders.

Conduct and ensure quality credit management principles within a credit officials mandate level, based on the Absa Bank Credit Risk Model. To manage customers' accounts by ensuring the normalisation and rehabilitation of account management accounts during the early-stage delinquency cycle. This the end-to-end process requires collaboration with various Strategic Business Units (SBUs). The role has a strong Credit and Risk Management focus specialising in the account management process

**Job Description**:
Accountability: Quality and Risk Assessment
- Manage and maintain the existing assigned workflow by being proactive via timeous actions, needs assessment and quality manual pay no pay decisions, limit increases, limit decreases, arrangements etc.
- Ensure optimal account management of the assigned workflow whilst mitigating the risk.
- Ensure quick and quality credit assessments for the cheque products are made for limit increases, decrease in customer limits where appropriate, through review of existing facilities to address the needs of the client whilst ensuring the outcome is aligned to the Banks risk appetite.
- Resolve early-stage excess by assessing the customer risk, determining the reason for the excess, and agreeing a solution with the customer. This could include agreeing a promise from the customer to pay, an increase, decrease in facility, adjusting debit orders and/or fees, or restructuring the facility where appropriate.
- Leverage a portfolio view of the customer through collaboration with other Credit Lending departments as well as Retail & Business Bank Collections, in order to take all things into account when making decisions discussed above.
- Demonstrate good knowledge of all Retail/ Business Bank products.
- Where appropriate, interact with various SBU (CVM and the branch) and branch networks to help make informed decisions.
- Utilize the system diary functions to effectively manage risk and prioritize the effective work of accounts to ensure that accounts are prevented from rolling into worse cycles of delinquency.
- Manage and maintain the existing assigned workflow by utilising various collection tools and strategies provided, to identify and mitigate the risk in the portfolio.
- Ensure sufficient knowledge of macro and micro economic conditions and industry trends that are distributed via Customer Value Management (CVM), Absa in-house and media correspondence to enhance the ability to deal with customer scenarios.

Accountability: Compliance and Processes
- Adhere to governance, regulatory and legislative requirements during execution of duties.
- Adhere to the ABSA general and credit specific policies, processes, manuals, circulars, and call scripts (where applicable) to minimise risk to the Bank.
- Utilize feedback from Health and Quality checks to demonstrate continuous improvement in quality and efficiency.
- Feedback and process issues to Team Managers and Credit Lending management, including where issues are found with the workflow tolls or prioritisation of accounts

Accountability: Customer and Stakeholder Management
- Comply with all Service Level Agreements (SLA's) to ensure overall satisfactory service delivery to all SBU, Third Party Management (TPM), other Credit Lending departments and external clients.
- Provide our internal customers (i.e. other internal SBUs) with excellent support Balance the needs of our customers with the Bank's risk appetite to achieve the best possible outcome for both the client and the Bank.
- Effectively manage and maintain customer relationships in line with business quality standards.
- Acknowledge and resolve complaints at first point of contact wherever possible and report events to regional coordinator for regional compilation of reporting

Accountability: Working together as a team
- Demonstrate the willingness and ability to perform to the best level to ensure personal alignment to ABSA's values and vision of a Higher Performing Organisation (HPO).
- Encourage all team members to perform in a similar manner, to meet all objectives and deliver outstanding performance on an ongoing basis.
- Attendance to team meetings and contribute fully, including suggesting ways to improve customer service and meet individual and team targets.
- Contribute to an environment of mutual support by sharing knowledge with other team members. Play an active role in personal coaching plan

  • IT Governance, Risk and Compliance Specialist

    2 weeks ago

    Johannesburg, Gauteng, South Africa National Risk Managers Full time

    A Medical Insurance Company based in Benoni, Gauteng is looking for a IT Governance, Risk and Compliance Specialist who will assist in the development and implementation of IT Governance frameworks and IT controls following appropriate methodology approved by management that is aligned with international and financial industry standards (e. g, GOI standards...

  • IT Governance, Risk and Compliance Specialist

    4 weeks ago

    Johannesburg, South Africa National Risk Managers Full time

    A Medical Insurance Company based in Benoni, Gauteng is looking for a  IT Governance, Risk and Compliance Specialist who will  assist in the development and implementation of IT Governance frameworks and IT controls following appropriate methodology approved by management that is aligned with international and financial industry standards (e. g, GOI...

  • Risk Assurance Specialist

    3 weeks ago

    Johannesburg, South Africa FirstRand Full time

    About us, purpose, experience and qualifications **about us**: - make a promise - be deeply invested - value our differences - build trust, not territory - have courage - always do the right thing **purpose**: - To deliver risk assurance assignments that cover governance, design adequacy and operating effectiveness of the internal control...

  • IT Governance, Risk and Compliance Specialist

    1 month ago

    Johannesburg, South Africa National Risk Managers (Pty) Ltd Full time

    A Medical Insurance Company based in Benoni, Gauteng is looking for a **IT Governance, Risk and Compliance Specialist** who will assist in the development and implementation of IT Governance frameworks and IT controls following appropriate methodology approved by management that is aligned with international and financial industry standards (e. g, GOI...

  • IT Governance, Risk and Compliance Specialist

    3 weeks ago

    Johannesburg, South Africa National Risk Managers (Pty) Ltd Full time

    A Compliance Company based in Benoni is looking for a IT Governance, Risk and Compliance Specialist who will Assist in the development and implementation of IT Governance frameworks and IT controls following appropriate methodology approved by management that is aligned with international and financial industry standards. And advise the company on best...

  • IT Governance, Risk and Compliance Specialist

    2 weeks ago

    Johannesburg, Gauteng, South Africa National Risk Managers (Pty) Ltd Full time

    A Medical Insurance Company based in Benoni, Gauteng is looking for a IT Governance, Risk and Compliance Specialist who will assist in the development and implementation of IT Governance frameworks and IT controls following appropriate methodology approved by management that is aligned with international and financial industry standards (e. g, GOI standards...

  • Junior Credit Risk Analyst

    4 weeks ago

    Johannesburg North, South Africa Communicate Recruitment Full time

    An opportunity is available with one of the top competitors in the Banking industry for a Junior Credit Risk Analyst who will be exposed to credit risk reporting. **Job & Company Description**: **Education**: - BSc Degree in Mathematics, Statistics, or Quantitative Risk Management - Honours Degree will be advantageous **Job Experience & Skills...

  • IT Risk Specialist

    3 weeks ago

    Johannesburg, South Africa FirstRand Full time

    Job Description To provide specialist advice, guidance and support to the business and technology community to ensure appropriate development and implementation of an IT risk management programme in accordance with governance and IT risk requirements Hello Future IT Risk Specialist Welcome to FNB, the home of the #changeables. We design for the...

  • Junior Specialist: Risk

    3 weeks ago

    Johannesburg, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...

  • Junior Specialist: Risk

    4 days ago

    Johannesburg, South Africa Absa Bank Limited Full time

    Empowering Africa’s tomorrow, together one story at a time. - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...

  • Junior Marketing Specialist

    2 weeks ago

    Johannesburg, South Africa Worxs4U Recruitment Full time

    Job Overview **Date Posted**: Posted 14 mins ago **Location**: Johannesburg, Gauteng **Job Title**: Junior Marketing Specialist **Education Level**: Bachelors Degree **Job Level**: Junior **Minimum Experience**: 1 - 3 Years Junior Marketing Specialist - Kempton Park, Johannesburg. Our client is currently seeking a dynamic and vibrant junior marketing...

  • Junior Specialist: Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Absa Bank Limited Full time

    Empowering Africa's tomorrow, together one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo...

  • Junior Specialist: Risk

    2 weeks ago

    Johannesburg, Gauteng, South Africa Absa Bank Limited Full time

    Empowering Africa's tomorrow, together one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job SummaryTo...

  • Risk Specialist

    2 weeks ago

    Johannesburg, South Africa Turner & Townsend Full time

    **Company Description** Turner & Townsend is a leading independent professional services company specialising in program management, project management, cost management and consulting across the property, infrastructure and natural resources sectors. With 119 offices in 49 countries, we draw on our extensive global and industry experience to manage risk...

  • Junior Operations Specialist

    2 weeks ago

    Johannesburg, South Africa SPECD (Pty) Ltd Full time

    Gauteng, JHB - Western Suburbs - Market Related - Market Related Hourly Basic Salary (Market related, Negotiable) We are recruiting for a JUNIOR OPERATIONS SPECIALIST to join the operations team in a banking environment. The incumbent is expected to deliver operations administrative support services through the execution of predefined objectives as per...

  • IT Risk Specialist

    4 weeks ago

    Johannesburg, South Africa FirstRand Full time

    Job Description To provide specialist advice, guidance and support to the business and technology community to ensure appropriate development and implementation of an IT risk management programme in accordance with governance and IT risk requirements - IT RISK Culture and Business Partnership Control expenditure and identify process improvements to contain...

  • Risk Specialist

    2 weeks ago

    Johannesburg, Gauteng, South Africa Turner & Townsend Full time

    Company DescriptionTurner & Townsend is a leading independent professional services company specialising in program management, project management, cost management and consulting across the property, infrastructure and natural resources sectors. With 119 offices in 49 countries, we draw on our extensive global and industry experience to manage risk while...

  • Specialist: Risk

    3 weeks ago

    Johannesburg, South Africa Absa Bank Limited Full time

    Bring your possibility to life! Define your career with us - With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.Job Summary To...

  • IT Risk Specialist

    2 weeks ago

    Johannesburg, South Africa FirstRand Full time

    Job Description Hello Future IT Risk Specialist Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our talented team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the...

  • Junior Marketing Specialist

    2 weeks ago

    Johannesburg, Gauteng, South Africa Worxs4U Recruitment Full time

    Job OverviewDate Posted:Posted 14 mins agoLocation:Johannesburg, GautengJob Title:Junior Marketing SpecialistEducation Level:Bachelors DegreeJob Level:JuniorMinimum Experience:3 YearsJunior Marketing Specialist - Kempton Park, Johannesburg.Our client is currently seeking a dynamic and vibrant junior marketing specialist to join their creative...