Credit Manager

5 months ago

Cape Town, South Africa Recruitment Matters (Pty) Ltd Full time

**Responsibilities**:

- Evaluate the creditworthiness of new and existing customers.
- Analyze financial statements, credit reports, and other relevant data to make informed credit decisions.
- Develop and implement effective credit policies and procedures.
- Establish collateral requirements and manage high-risk accounts.
- Oversee the collections process to ensure timely payment.
- Develop and implement collection strategies; collaborate with collection agencies if needed.
- Communicate credit terms and policies to customers.
- Address inquiries and resolve issues related to credit terms and payments.
- Maintain accurate records of credit transactions.
- Provide regular reports on accounts receivable status and credit risk to senior management.
- Work closely with the sales, finance, and legal teams to coordinate credit-related activities.
- Collaborate with internal stakeholders to address customer credit concerns.
- Regularly review and enhance credit management processes.
- Stay informed about industry best practices and regulatory changes.
- Train and mentor credit department staff.
- Keep the team updated on industry trends, credit analysis techniques, and technology advancements.
- Ensure compliance with local and international regulations related to credit and collections.

**Key Skills**:

- Strong knowledge of legal and regulatory credit management laws.
- Strong knowledge of the National Credit Act.
- Strong analytical and decision-making skills.
- Excellent communication and interpersonal skills.
- Proficient in financial analysis and credit risk assessment.
- Ability to work collaboratively in a team-oriented environment.

**Qualifications**:

- Bachelor’s degree in finance, Accounting, Business Administration, or related field.
- 10 -15 years of proven experience in Credit Management and CGIC insurance experience.

**Job Types**: Full-time, Permanent

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