Credit Manager

5 months ago

Cape Town, South Africa The Perfect Placements Full time

**Roles and Responsibilities require but not limited to the following**:

- Evaluate the creditworthiness of new and existing customers.
- Analyze financial statements, credit reports, and other relevant data to make informed credit decisions.
- Develop and implement effective credit policies and procedures.
- Ensure compliance with legal and regulatory requirements in all credit transactions
- Develop and implement effective credit policies and procedures.
- Ensure compliance with legal and regulatory requirements in all credit transactions.
- Identify and assess credit risks; develop and implement strategies to mitigate these risks.
- Establish collateral requirements and manage high-risk accounts
- Oversee the collections process to ensure timely payment.
- Develop and implement collection strategies; collaborate with collection agencies if needed.
- Communicate credit terms and policies to customers.
- Address inquiries and resolve issues related to credit terms and payments.
- Maintain accurate records of credit transactions.
- Provide regular reports on accounts receivable status and credit risk to senior management.
- Work closely with the sales, finance, and legal teams to coordinate credit-related activities.
- Collaborate with internal stakeholders to address customer credit concerns
- Regularly review and enhance credit management processes.
- Stay informed about industry best practices and regulatory changes.
- Train and mentor credit department staff.
- Keep the team updated on industry trends, credit analysis techniques, and technology advancements.
- Ensure compliance with local and international regulations related to credit and collections.

**Qualifications**:

- Bachelor’s degree in finance, Accounting, Business Administration, or related field.
- 10 -15 years of proven experience in Credit Management and CGIC insurance experience.
- Strong knowledge of legal and regulatory credit management laws.
- Strong knowledge of the National Credit Act.
- Strong analytical and decision-making skills
- Excellent communication and interpersonal skills.
- Proficient in financial analysis and credit risk assessment.
- Ability to work collaboratively in a team-oriented environment

**Internal training associated with competencies**:

- Adhere and complete the Company Learning Map issued during the first week of employment to meet the expectation.

**Other requirements**:

- Work-from-office environment.
- Semi-formal dress code.
- Working hours are from 08:00 - 17:00.
- Excellent international business language skills (English), both written and verbal
- Reliable transport to and from the office

**Salary**:
Up to R977 000 per annum depending on experience.

If you think you are the perfect fit and the above excites you, please submit a head and shoulders picture along with your updated CV.

**Job Types**: Full-time, Permanent

**Salary**: R977,000.00 per year

Ability to commute/relocate:

- Cape Town, Western Cape: Reliably commute or planning to relocate before starting work (required)

Application Question(s):

- Are you comfortable working in an onsite environment?
- Do you have strong knowledge of the legal and regulatory credit management laws?
- Do you have strong knowledge of the National Credit Act?

**Education**:

- Bachelors (preferred)

**Experience**:

- Credit Management and CGIC insurance: 10 years (required)

  • Credit Manager

    5 months ago

    Cape Town, South Africa Recruitment Matters (Pty) Ltd Full time

    **Responsibilities**: - Evaluate the creditworthiness of new and existing customers. - Analyze financial statements, credit reports, and other relevant data to make informed credit decisions. - Develop and implement effective credit policies and procedures. - Establish collateral requirements and manage high-risk accounts. - Oversee the collections process...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities : Credit Model Development & Enhancement : Lead the design and continuous improvement of credit models, scorecards, and analytics tools. Credit Automation & Decisioning : Drive automation to streamline the credit evaluation and approval processes. Approve credit applications within mandate levels and implement responsible lending...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Industry : Commercial Asset Finance Key Responsibilities: Credit Model Development & Enhancement: Lead the design and continuous improvement of credit models, scorecards, and analytics tools. Credit Automation & Decisioning: Drive automation to streamline the credit evaluation and approval processes. Approve credit applications within mandate levels and...

  • Credit Manager

    6 months ago

    Cape Town, South Africa Tower Group Full time

    Our client, a Financial Services Provider based in Big Bay, Cape Town is seeking a Customer Relationship Manager (CRM) to join their amazing team. The employee should meet the following minimum requirements: - Tertiary Degree or Diploma with NQFL4 - Passed the **RE 5 FAIS Exam** in short term insurance. - 3 years work experience as a Credit Manager, Credit...

  • Credit Manager

    4 hours ago

    Cape Town, South Africa Network Recruitment Full time

    As a proactive leader, you will manage credit risk, collaborate with cross-functional teams, and develop tailored solutions to meet client needs while enhancing overall credit model performance and compliance.Key Responsibilities:Credit Model Development & Enhancement:Lead the design, development, and continuous improvement of credit models, scorecards, and...

  • Credit Manager

    3 weeks ago

    Cape Town, Western Cape, South Africa Bright City Talent Full time

    **Credit Manager Opportunity at Bright City Talent**Bright City Talent is seeking an experienced Credit Manager to oversee the credit approval process for our top financial clients. Key responsibilities include:Assessing credit risk and evaluating the creditworthiness of prospective and existing commercial clients.Leading and managing a team of new business...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    As a proactive leader, you will manage credit risk, collaborate with cross-functional teams, and develop tailored solutions to meet client needs while enhancing overall credit model performance and compliance.Key Responsibilities:Credit Model Development & Enhancement: Lead the design, development, and continuous improvement of credit models, scorecards, and...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities :Credit Model Development & Enhancement : Lead the design and continuous improvement of credit models, scorecards, and analytics tools. Credit Automation & Decisioning : Drive automation to streamline the credit evaluation and approval processes. Approve credit applications within mandate levels and implement responsible lending...

  • Credit Manager

    1 month ago

    Cape Town, South Africa Datacentrix Full time

    Our Client in Cape Town is looking for a Credit ManagerAre you a strategic thinker with a passion for credit automation and responsible lending? We’re seeking an experienced Credit Manager who excels in credit model development, automation, and risk management. This role is pivotal in driving quality asset acquisition while managing credit risk...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    As a proactive leader, you will manage credit risk, collaborate with cross-functional teams, and develop tailored solutions to meet client needs while enhancing overall credit model performance and compliance. Key Responsibilities: Credit Model Development & Enhancement: Lead the design, development, and continuous improvement of credit models,...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities:Credit Model Development & Enhancement: Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools.Credit Automation & Decisioning: Drive automation initiatives to streamline the credit evaluation and approval processes. Approve credit applications within authorized mandate levels and...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Industry : Commercial Asset Finance Key Responsibilities: Credit Model Development & Enhancement: Lead the design and continuous improvement of credit models, scorecards, and analytics tools. Credit Automation & Decisioning: Drive automation to streamline the credit evaluation and approval processes. Approve credit applications within mandate levels and...

  • Credit Manager

    2 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities: Credit Model Development & Enhancement: Lead the design, development, and continuous improvement of credit models, scorecards, and analytics tools. Credit Automation & Decisioning: Drive automation initiatives to streamline the credit evaluation and approval processes. Approve credit applications within authorized mandate levels...

  • Credit Manager

    3 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities :Credit Model Development & Enhancement : Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations. Credit Automation & Decisioning : Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending...

  • Credit Manager

    3 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities:Credit Model Development & Enhancement: Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.Credit Automation & Decisioning: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending...

  • Credit Manager

    3 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities:Credit Model Development & Enhancement: Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.Credit Automation & Decisions: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices...

  • Credit Manager

    3 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities: Credit Model Development & Enhancement: Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations. Credit Automation & Decisions: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending...

  • Credit Manager

    1 month ago

    Cape Town, South Africa Luminary Talent Sourcing Full time

    Our client in the Commercial Asset Finance Industry is looking for a Credit manager. Key responsibilities• Credit Model Development & Enhancement:Lead the design, development, and continuous improvement of credit models, scorecards, and analytics toolsAnalyse and integrate data to refine credit decisioning systems, ensuring they align with industry best...

  • Credit Manager

    3 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities: Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements.Assess and manage credit risk...

  • Credit Manager

    3 weeks ago

    Cape Town, South Africa Network Recruitment Full time

    Key Responsibilities : Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations. Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements. Assess and manage credit risk...