Credit Manager

7 days ago

Cape Town, South Africa The Perfect Placements Full time

**Roles and Responsibilities require but not limited to the following**:

- Evaluate the creditworthiness of new and existing customers.
- Analyze financial statements, credit reports, and other relevant data to make informed credit decisions.
- Develop and implement effective credit policies and procedures.
- Ensure compliance with legal and regulatory requirements in all credit transactions
- Develop and implement effective credit policies and procedures.
- Ensure compliance with legal and regulatory requirements in all credit transactions.
- Identify and assess credit risks; develop and implement strategies to mitigate these risks.
- Establish collateral requirements and manage high-risk accounts
- Oversee the collections process to ensure timely payment.
- Develop and implement collection strategies; collaborate with collection agencies if needed.
- Communicate credit terms and policies to customers.
- Address inquiries and resolve issues related to credit terms and payments.
- Maintain accurate records of credit transactions.
- Provide regular reports on accounts receivable status and credit risk to senior management.
- Work closely with the sales, finance, and legal teams to coordinate credit-related activities.
- Collaborate with internal stakeholders to address customer credit concerns
- Regularly review and enhance credit management processes.
- Stay informed about industry best practices and regulatory changes.
- Train and mentor credit department staff.
- Keep the team updated on industry trends, credit analysis techniques, and technology advancements.
- Ensure compliance with local and international regulations related to credit and collections.

**Qualifications**:

- Bachelor’s degree in finance, Accounting, Business Administration, or related field.
- 10 -15 years of proven experience in Credit Management and CGIC insurance experience.
- Strong knowledge of legal and regulatory credit management laws.
- Strong knowledge of the National Credit Act.
- Strong analytical and decision-making skills
- Excellent communication and interpersonal skills.
- Proficient in financial analysis and credit risk assessment.
- Ability to work collaboratively in a team-oriented environment

**Internal training associated with competencies**:

- Adhere and complete the Company Learning Map issued during the first week of employment to meet the expectation.

**Other requirements**:

- Work-from-office environment.
- Semi-formal dress code.
- Working hours are from 08:00 - 17:00.
- Excellent international business language skills (English), both written and verbal
- Reliable transport to and from the office

**Salary**:
Up to R977 000 per annum depending on experience.

If you think you are the perfect fit and the above excites you, please submit a head and shoulders picture along with your updated CV.

**Job Types**: Full-time, Permanent

**Salary**: R977,000.00 per year

Ability to commute/relocate:

- Cape Town, Western Cape: Reliably commute or planning to relocate before starting work (required)

Application Question(s):

- Are you comfortable working in an onsite environment?
- Do you have strong knowledge of the legal and regulatory credit management laws?
- Do you have strong knowledge of the National Credit Act?

**Education**:

- Bachelors (preferred)

**Experience**:

- Credit Management and CGIC insurance: 10 years (required)

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