Executive: Enterprise Finance and Business Support:

2 weeks ago


East London, South Africa Abantu Staffing Solutions Full time

**Main Purpose of the Job**
- To provide strategic leadership in the formulation, implementation, and management of enterprise finance products and loan services.
- To lead the development and execution of SMME business support strategy and plans.
- To spearhead township, small town, and rural entrepreneurship development programmes.
- To direct the establishment of systems, platforms, and partnerships for SMME benefit focussed resource mobilization.
- To position the organization as a super-channel and aggregator for loan funding to expand access to finance for Eastern Cape SMMEs.
- To transform the organization’s lending activities into a financially viable service with competitive returns and capital retention

**Minimum Requirements**:

- Master’s degree in finance/MBA/MBL/CA(SA) or other relevant commerce post graduate qualification at master’s level
- A minimum of 10 years’ experience in development finance, enterprise development or banking industry experience involving loans portfolio management of which 5 years must be at senior management level.
- Experience in loan ICT systems will be advantageous.

**Key Performance Areas**
- Lead and direct the development of the strategy and plans for the rural and enterprise finance business support unit
- Design, develop and implement effective processes to ensure that the enterprise finance functions of the organization are efficient, effective, and meet the requirements of target market.
- Manage and oversee product design and continuous improvement for lending services
- Develop and establish financial and non-financial programmes and/or intervention strategies to support growth of informal sector micro-enterprises.
- Modernise and streamline lending process through automation to improve responsiveness and customer experience.
- Strengthen due diligence, credit and risk assessment, and post-funding support and monitoring to improve repayment trends and business success.
- Plan and lead the formulation of innovative funding instruments to drive transformation and stimulate economic activity through quasi-equity, equity, loans, financial incentives, and other relevant funding instruments.
- Conduct market research and assessments at determined intervals to ensure an appropriate match between the organization capabilities and offering on one hand, and the market on the other.



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