Credit Operations Officer
4 days ago
**Job Number**
- 68240
**Job Type**
- Permanent
**Job Title**
- Credit Operations Officer
**Computer Skills**
- Ms Office
**Industry**
- Banking
**City**
- Johannesburg (Incl. Northern Suburbs)
**Province**
- Gauteng
**Main Responsibilities**
- Disbursement of Advances
- Ability to carry out team’s functions and activities covering OD limit maintenance, loan disbursement, Bonds and guarantee booking, pre liquidation of loans etc.
- Ensure strict compliance with all service standards and Service Level
- Agreements (SLAs) based on the Bank’s service delivery and customer segmentation model
- Ensure all terms and conditions of credit approvals have been met and documents are validated prior to loan disbursement.
- Ensure loans are disbursed in line with the Bank’s approval limits / credit mandate hierarchies
- Ensure prompt processing disbursements in line with the Bank’s general turnaround time standards
- Liaise with front-office, middle-office and market facing groups to ensure mínimal customer complaints and provide timely resolution of service and customer issues
- Perform daily call over of transactions and ensure prompt resolution of exceptions.
- Ensure compliance with all internal policies, processes and controls
- Ensure strict adherence to policies, procedure and controls of the Bank
- Prepare relevant unit reports
- Perform other duties as assigned by Unit head or Team lead, Credit operations.
**Business Planning/ Decision Making**
- Interact with the credit risk department to understand business strategy and requirements.
- Implementing solutions in respect of business requirements with the relevant resources.
- Responsible for short-term and long-term operational planning in respect of existing and emerging technology.
**Policies and Procedures**
- Credit Risk Policy
- Securities
- Payment Association of South Africa rules and procedures
- National Credit Act (NCA)
**Other Role Elements**
**Contacts and Business Relationships**
**Internal**:
- Entire Suite Network (Suites and Retail Branches)
- Compliance Department
- Credit Department
- Risk Department
- Internal Audit Department
- Human Resources Department
- Business and Commercial Banking
- Finance Department
- Information Technology
- Business Intelligence Department
- Marketing Department
- Securities department**Inherent Requirements**
**Job Requirements**
**Academic Knowledge**:
- Matric
- Commerce / risk management three year qualification
**Work Experience**:
- 3-5 years in credit operations within a Banking or financial services industry
**Skills / Specialized Know How**:
- Good understanding of banking operations (domestic and international operations)
- Excellent knowledge and understanding of the Bank’s credit policies processes and procedures
- Good understanding of retail credit products, analysis and assessment
- Strong knowledge of credit and operations risk management
- Good documentation and process management skills
- Understanding of company's retail strategy, customer segmentation and service delivery requirement
**What Qualification**
- Commerce / Risk Management three year qualification
**Minimum Qualification**
- Matric
**Status**
- Available
-
Specialised Operations Manager
7 months ago
Johannesburg, South Africa Nimble Credit Solutions Full time**OPERATIONS MANAGER: SPECIALISED COLLECTION - JOHANNESBURG**: Reporting to: National Operations Executive Location: Sandton, Johannesburg **ABOUT US**: Nimble Group is a specialist financial services firm that provides credit solutions to debtors from established credit grantors across the banking, retailer, and service-providing...
-
Specialised Operations Executive
7 months ago
Johannesburg, South Africa Nimble Credit Solutions Full timeReporting to: Head of Specialised Recoveries Location: Johannesburg, Sandton ABOUT US Nimble Group is a specialist financial services firm that provides credit management solutions to established credit grantors across the banking, retailer, and service-providing industries. Culture-wise, we are looking for someone who will contribute to our nimble...
-
Credit Recoveries Officer
4 days ago
Johannesburg, South Africa Nedbank Full timeJob Family- Credit- Career Stream- Credit Recoveries - Recoveries Agent / Officer- Leadership Pipeline- Manage Self: Technical- FAIS Affected**Job Purpose** - Support external vendors to recover outstanding monies both on and off balance sheet on current and savings accounts by following internal and legal processes and procedures; which results in reduced...
-
Legal Operations Executive: Specialised Collections
7 months ago
Johannesburg, South Africa Nimble Credit Solutions Full time**Role**: Legal Operations Executive - Specialised Collections **Reporting to**: Senior Management **Location**: Johannesburg, Sandton **Job Purpose**: The Legal Operations Executive - Specialised Collections will play a pivotal role in leading and managing the legal team, direct the legal collection approach while collaborating closely with internal and...
-
Office Administrator
11 hours ago
Johannesburg, South Africa Logistics and Operations Management Full time**Principal Responsibilities**: - Day-to-day support to the team. - Preparing, organizing and storing information in paper and digital form. -Updating spreadsheets and other data entry tasks. - Liaising with stakeholders. - Coordinating the day to day operations - Developing more efficient ways to run the office and troubleshoot malfunctions. **Required...
-
Senior Credit Analyst
2 months ago
Johannesburg, South Africa Nedbank Full timeJob Family- Credit - Career Stream- Credit Management - Leadership Pipeline- Manage Self: Professional **Job Purpose** - To manage and maintain risk adjusted pricing and risk ratings in terms of Basel requirements as well as enable value based management and continued implementation of the Internal Ratings Based Approach within corporate investment...
-
Credit Controller
2 weeks ago
Johannesburg,, South Africa Jobted ZA C2 Full timeCredit Controller: Keep the Cash Flow Flowing! Do you have a passion for detail and a knack for keeping finances in order? Are you a team player who thrives in a fast-paced environment? If so, we're looking for a Credit Controller to join the Johannesburg team! In this critical role, you'll be responsible for the cash flow, ensuring timely payments and...
-
Credit Operations Administrator
7 months ago
Johannesburg, South Africa FirstRand Full timeJob Description To co-ordinate credit packs and agendas for Credit Committee meetings and provide administrative support to Credit Committee members - Receive submissions from Credit Analysts and create an agenda for the weekly Credit Committee meeting - Liaise with departmental heads to finalize the agenda - Collate submissions into Credit Committee...
-
Credit Analyst
2 days ago
Johannesburg, South Africa GP Consult Full timeGauteng, JHB - Eastern Suburbs - R 28000 - R 30000 Monthly Basic Salary (Medical + Provident ) Credit Analyst - Kempton Park - Automotive Sector - Gathers and analyses loan applicants’ financial data to evaluate risk - Assesses credit worthiness of individuals, companies and institutions - Collaborates with other financial experts/ members of credit...
-
Credit Analyst
11 hours ago
Johannesburg, South Africa Staff Solutions Full timeGauteng, JHB - Eastern Suburbs - Monthly (Market related) We are seeking an experienced Credit Analyst for our client in the Automotive Industry based in Kempton Park. **Duties**: - Gathers and analyses loan applicants’ financial data to evaluate risk - Assesses credit worthiness of individuals, companies and institutions - Collaborates with other...
-
Credit Manager
7 months ago
Johannesburg, South Africa KPMG-SouthAfrica Full timeJob specification Job title/position: Manager Financial Services - Credit Audit Manager Number of positions: 1 Function and Business Unit: Financial Services Audit Description of the role and purpose of the job: The Financial Services Audit division provides audit services to the largest banking clients in South Africa. We have created the credit risk...
-
Credit Intern
1 month ago
Johannesburg, South Africa Jobted ZA C2 Full timeJob Overview: The Credit Department Intern will support the credit team by performing administrative and analytical tasks related to credit management and customer accounts. This role is ideal for individuals pursuing or having completed a BCom in Business Administration, offering valuable exposure to credit control processes within the hospitality...
-
Credit Controller
11 hours ago
Johannesburg, South Africa Tower Group Full timeOur Client based in Sandton is looking for Credit Controller to take full responsibility for all administrative matters relating to the Residential and / or Commercial Property Portfolio. This includes liaising with Service Providers, Contractors and Property Owners. Capturing of statements and invoices, supplier details on the Company’s property...
-
Credit Controller
6 months ago
Johannesburg, South Africa Dream Hotels and Resorts Full timeWe are seeking a highly skilled and detail-oriented Credit Controller to join our finance team within the hotels group. The Credit Controller will play a crucial role in managing the credit and collections process, ensuring timely payments from our customers, and maintaining strong relationships with both internal stakeholders and external clients. **Key...
-
Senior Credit Manager
6 months ago
Johannesburg North, South Africa Communicate Recruitment Full timeOne of the biggest banks with a focus on commercial banking is seeking to hire a Senior Credit Manager to join their Joburg office. This role will be responsible for managing the Credit Risk Management function of the banking business in South Africa under the supervision and guidance of the Head of Credit. The purpose of this role is to ensure proactive...
-
Manager - Credit Risk
7 months ago
Johannesburg, South Africa Jelocorp Full time**Main purpose of the Job**: To carry out comprehensive credit risk management for the branch **Duties & Responsibilities**: - Administer the Drawdown Centre process and procedure - Ensure the above complied with internal policies and procedure manuals - **_Ensure policy compliance_** - _Monitor counterparty and industry concentration risk_ - _Monitor...
-
Chief Operating Officer
3 weeks ago
Johannesburg, South Africa Jenni Strous & Associates Full timeReporting into the Chief Executive Officer of a property company. Direct reports include the following: Head of Facilities, Credit Control Manager, Leasing and Customer Service Manager, HR Administrator, Marketing and Sales Manager, Development / Project Manager (where work relates to operational budgets). The incumbent will form part of the senior...
-
Credit Card Collections Officers
4 days ago
Johannesburg, South Africa Isilumko Staffing Full timeThe role of a collections specialist is to **serve as the liaison between the creditors and consumers of a company**. - In charge of observing accounts to identify overdue payments, report collection activity, address client queries, and develop repayment plans. - ** Responsible for resolving overdue bills and collecting payments from those who owe**. -...
-
Credit & Collections Intern
6 months ago
Johannesburg, South Africa Alfa Laval Full timeJob Description Vacancy for Credit & Collections Intern Finance Shared Service in the South Africa is looking for an exceptional Credit & Collections Intern to be based in our office in Isando, Kempton Park. About the Company: The position / About the Job: In this job the Unit Manager - Finance & Support Intern would be responsible for: Key Tasks and...
-
Credit Controller
6 months ago
Johannesburg, South Africa C. Steinweg Group Full timeWith offices, warehouses, and terminals at strategic locations across the globe in more than 50 countries and with over 5,500 skilled and experienced employees, Steinweg is well-equipped to handle a wide range of cargo and commodities. **Key tasks & responsibilities**: The overall purpose is to ensure that efficient collections of monies owed to the company...