Credit Manager

2 weeks ago


Pretoria, South Africa Recruitment Matters Africa Full time

**Overview**

Our client is looking for an experienced Credit Manager to oversee our company’s lending process. As a
credit manager, you will be responsible for evaluating the creditworthiness of potential business owners,
creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating
the company’s credit policy.

**Salaries and Benefits**:Negotiable

**Responsibilities**:

- Managing the Credit Analysts and relevant admin staff
- Auditing and reviewing of performance (quarterly)
- Pipeline management
- Managing, reviewing, and auditing of the system and data integrity reporting
- Fraud detection
- Liaison between Credit and Legal/Collections
- Identifying and reporting potential system and process improvements
- Evaluating the creditworthiness of a potential business.
- Creating credit scoring models for risk assessments.
- Calculating and setting loan interest rates.
- Ensuring all loans and lending comply with regulations and best practice.
- Maintain records of all company loan payments and bad debts.
- Reviewing and updating the company’s credit policy.

**Key Skills**:

- B. Com degree (required)
- Proven 3-4 Years of Trade Finance or working Capital experience

(within a credit analyst or Credit Manager role) (required)
- Knowledge of regulatory and legislative policy and procedures

for the financial sector

**Qualifications**:

- Advance Mathematical skills
- Excellent analytical skills
- Good communication skills.
- Good interpersonal skills.
- Detail orientated
- Ability to deal with stressful situations
- Knowledge of risk and credit management in the financial sector
- Strong quantitative analysis skills
- Capacity to prioritize effectively and multitask as necessary
- Prior experience managing staff (Advantageous)

**Job Types**: Full-time, Permanent

Ability to commute/relocate:

- Pretoria, Gauteng: Reliably commute or planning to relocate before starting work (required)

**Education**:

- Bachelors (preferred)

**Experience**:

- Trade Finance or working Capital: 3 years (preferred)


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