Credit Analyst

4 weeks ago


Johannesburg, South Africa GP Consult Full time

Gauteng, JHB - Eastern Suburbs
- R 28000 - R 30000 Monthly Basic Salary (Medical + Provident )

Credit Analyst - Kempton Park - Automotive Sector
- Gathers and analyses loan applicants’ financial data to evaluate risk
- Assesses credit worthiness of individuals, companies and institutions
- Collaborates with other financial experts/ members of credit committee to approve or decline finance
- Makes recommendations about whether to increase, adjust, extend or close lines of credit
- Undertakes risk analysis using regional, sector-specific, environmental and other financial data
- Prepares and presents credit reports
- Completes quality assurance reviews
- Aware of market trends
- Monitors and adheres to collateral compliance covenants
- Ensures that all finance is concluded in adherence with company regulations
- Analyse data to verify information
- Helps to update and improve credit rating criteria
- Communicates credit decisions and policies to fellow employees and credit applicants
- Oversees or undertakes document preparation and checking

**REQUIREMENTS**:

- Degree of equivalent qualification in Business, Accounting, Finance, Credit risk
- Minimum 3-5 Years’ previous experience as credit analyst or loan officer preferred
- Basic understanding of accounting
- Strong Software Skills (Microsoft Office)
- Code 08 license
- Read and Write in English
- Analytical and critical thinking skills
- Confident and proactive approach -anticipates issues and requirements
- Team Player
- Confident and proactive approach - anticipates issues and requirements

Basic Salary: R28 000 - R30 000

Medical Allowance

Provident fund contribution
- For more information please contact:

- Liesl Cloete


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