Banking Consultant
1 day ago
**Consultant: SME Banking**
**The role is responsible for the following**:
- To sourcing potential new clients for the SME Banking division to achieve growth and profitability in line with targets across the different SME products offered by the Bank.
- To conduct due diligence reviews, critically assessing all aspects of a transaction and structure financing solutions for the SME Banking clients in line with the Bank’s objectives.
- To conduct a thorough financial and risk analysis to determine client’s ability to service and repay debt facilities.
- To conduct detailed feasibility studies and amortisation projections in respect of each transaction and predict the timing of utilisations and repayments.
- To provide SME Banking clients with the necessary information, support and assistance throughout the life span of their facilities/business transactions with the Bank so as to ensure effective and efficient business relationships.
- To liaise with and manage the relevant internal stakeholders and departments within the Bank in order to facilitate the initiation and finalisation of transactions.
- To effectively build relationship with key stakeholders in the SME industry in the interest of identifying business development opportunities.
- To create awareness in the market of the Bank’s funding capabilities and to grow the Bank’s brand and the SME Banking business.
- To present and discuss transactions to the Credit Risk Committee/Alco/Exco/Board.
- To effectively contribute to new products development to increase the SME product offering.
**Experience**:
- Between 5-10 years’ experience in the SME finance and lending with a strong focus on business development
- Strong sales and client facing environment
- Strong financial analysis skills
- New growth opportunities
- Product development
- Knowledge of banking/SME products including Business Transactional Account, asset backed finance, term loans, working capital loans etc
**Qualifications**:
- B COM degree or related field
- Post graduate qualifications will be advantageous
co.za or contact Fumani,
PLEASE NOTE: We read all the CV's that are sent to us. Due to a high volume of CVs received, our response time might be delayed but please just bear with us.IF HOWEVER YOU HAVE NOT HEARD FROM US WITHIN TWO WEEKS, PLEASE CONSIDER YOUR APPLICATION UNSUCCESSFUL.
**Job Types**: Full-time, Permanent
Ability to commute/relocate:
- Sandton, Gauteng: Reliably commute or planning to relocate before starting work (required)
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