Senior Manager Credit Support
6 months ago
A vacancy exists within the division. Reporting to the CFO, the incumbent of this position will take full responsibility for the Credit Support, Credit Risk Management, Accounts Receivable and Risk Functions of South Africa. The incumbent will be responsible for leading, developing and managing credit aspects of the business, credit parameter setting, implementation & execution, credit management and review.
**Credit Underwriting Parameters**:
- Custodian of Credit Policy and processes.
- Develop and adjust FICA / Know Your Customer policy and procedure, including identification, fraud detection and credit vetting, and vary acceptance criteria based on empirical results.
- Ensure policy and procedures are affected through the,TransUnion credit vetting and Miles leasing systems.
- Management of credit scorecards and their performance in accurately predicting portfolio bad debt, utilising software tools and reporting as necessary to make recommendations for credit policy decisions.
- Making recommendations in all areas of credit and operational risk management as a leading member of the RV, Pricing, Credit and Risk Committee, and representing, as appropriate, both internally and externally from a risk management perspective.
- Maintain an appropriate level of knowledge and competence in the finance and insurance products appropriate to the role, in accordance with regulatory requirements in South Africa.
Credit Vetting and Facility Motivation
- To hold and exercise underwriting authority, responsible as the primary route for underwriting referrals, ensuring credit policy and parameters are strictly and correctly applied to ensure a consistent approach to credit underwriting decision-making.
- Financial analysis of customer financials in order to reach credit facility decision.
- Develop motivation for the approval of new and renewal of credit facilities for all B2B customers for approval within the Approvals Matrix.
- Managing the fraud prevention and credit vetting process, and stakeholders therein, including the external credit bureau and maintaining daily contact and close collaboration
Service Levels:
- Responsibility for the management of performance against published service standards in terms of response times and other commitments.
- Liaising with dealers and customers, as appropriate, displaying a customer first service focus in the resolution of disputes as necessary. This also extends to communication field operations.
A vacancy exists within the KINTO division. Reporting to the CFO, the incumbent of this position will take full responsibility for the Credit Support, Credit Risk Management, Accounts Receivable and Risk Functions of KINTO South Africa. The incumbent will be responsible for leading, developing and managing credit aspects of the business, credit parameter setting, implementation & execution, credit management and review.
**KEY PERFORMANCE AREAS**:
Credit Underwriting Parameters
- Custodian of KINTO SA Credit Policy and processes.
- Develop and adjust FICA / Know Your Customer policy and procedure, including identification, fraud detection and credit vetting, and vary acceptance criteria based on empirical results.
- Ensure policy and procedures are effected through the e-Toyota ONE, TransUnion credit vetting and Miles leasing systems.
- Management of credit scorecards and their performance in accurately predicting portfolio bad debt, utilising software tools and reporting as necessary to make recommendations for credit policy decisions.
- Making recommendations in all areas of credit and operational risk management as a leading member of the RV, Pricing, Credit and Risk Committee, and representing Kinto South Africa, as appropriate, both internally and externally from a risk management perspective.
- Maintain an appropriate level of knowledge and competence in the finance and insurance products appropriate to the role, in accordance with regulatory requirements in South Africa.
Credit Vetting and Facility Motivation
- To hold and exercise underwriting authority, responsible as the primary route for underwriting referrals, ensuring credit policy and parameters are strictly and correctly applied to ensure a consistent approach to credit underwriting decision-making.
- Financial analysis of customer financials in order to reach credit facility decision.
- Develop motivation for the approval of new and renewal of credit facilities for all B2B customers for approval within the Approvals Matrix.
- Managing the fraud prevention and credit vetting process, and stakeholders therein, including the external credit bureau and maintaining daily contact and close collaboration.
Service Levels
- Responsibility for the management of performance against published service standards in terms of response times and other commitments.
- Liaising with dealers and customers, as appropriate, displaying a customer first service focus in the resolution of disputes as necessary. This also extends to com
-
Senior Credit Manager
6 days ago
Johannesburg, South Africa Nedbank Full time**Job Classification** - Job Family- Credit - Career Stream- Credit Collections - FAIS Affected**Job Purpose** - Responsible for the overall credit risk management of a portfolio comprising commercial / residential properties and equity lending exposures in line with the credit policies and the overall business strategy of the company.This includes...
-
Senior Manager: Credit
2 months ago
Johannesburg, South Africa Nedbank Full time**Senior Manager: Credit** - Location: Nedbank, 135 Rivonia Road, Sandown, Sandton.- Closing Date- 22 November 2024- Career Stream- Credit Collections - Leadership Pipeline- Manage Others - FAIS Affected**Job Purpose** - To manage stakeholders responsible to evaluate risk by ensuring credit assessment principles are adhered to achieve the departmental...
-
Senior Credit Controller
7 months ago
Johannesburg, South Africa Smith Garb Full timeGauteng, JHB - Western Suburbs - R360K - R420K Multi-National Manufacturing concern based on the West Rand, has an open vacancy for a Senior Credit controller to join their team. The successful incumbent will be responsible for supporting revenue objectives whilst mitigating the overall credit exposure by assessing both credit and financial risk and making...
-
Senior Credit Manager
7 months ago
Johannesburg North, South Africa Communicate Recruitment Full timeOne of the biggest banks with a focus on commercial banking is seeking to hire a Senior Credit Manager to join their Joburg office. This role will be responsible for managing the Credit Risk Management function of the banking business in South Africa under the supervision and guidance of the Head of Credit. The purpose of this role is to ensure proactive...
-
Credit Manager
1 day ago
Johannesburg, South Africa RTT Full time**The Role** Responsible for overseeing the credit management and the management of the credit control team within The Company. **Skills and Experience** Proven work experience as a Credit Manager, Credit Analyst or similar role Advanced Excel Hands-on experience with accounting software Solid understanding of lending procedures Excellent analytical skills,...
-
Senior Credit Controller Construction
6 months ago
Johannesburg, South Africa The Recruitment Agency South Africa (TRASA) Full timeSenior Credit Controller Construction The role is responsible for credit management of an allocated number of clients which includes billing, collection and relationship building and the management of the credit control team. Objectives: - To ensure that Credit control policies procedures are applied to - 60 90 day reports - updated on a weekly basis and...
-
Senior Credit Strategist
4 weeks ago
Johannesburg, Gauteng, South Africa Network Recruitment Full timeJob Description:The ideal candidate will possess a strong background in credit risk management, with experience in evaluating complex financial structures and assessing creditworthiness.About the Role:We are seeking an experienced Credit Underwriting Manager to join our team at Network Recruitment. As a key member of our organization, you will be responsible...
-
Senior Credit Analyst
7 months ago
Johannesburg, South Africa FirstRand Full timeJob Description The Position Ashburton Investments is a new generation investment manager that offers investors access to more sources of return and more ways to manage risk. In the institutional space in South Africa as well as our Global business, we pride ourselves on offering solutions to address clients’ holistic balance sheet needs, and to support...
-
Specialised Operations Manager
7 months ago
Johannesburg, South Africa Nimble Credit Solutions Full time**OPERATIONS MANAGER: SPECIALISED COLLECTION - JOHANNESBURG**: Reporting to: National Operations Executive Location: Sandton, Johannesburg **ABOUT US**: Nimble Group is a specialist financial services firm that provides credit solutions to debtors from established credit grantors across the banking, retailer, and service-providing...
-
Senior Manager: Credit Risk
4 days ago
Johannesburg, South Africa People Source Full time**The Senior Manager**: Credit Risk is responsible for the development, deployment, and management of the credit risk strategies, including acquisition, account management and collections; as well as driving revenue generation from and usage of credit products within the evolving Finco landscape. The Senior Manager will collaborate with relevant internal...
-
Credit Underwriting Manager
1 month ago
Johannesburg, South Africa Glencore Full time**Job highlights** - Full time - Johannesburg, Gauteng, South Africa - Credit Risk **Job ID** - R200000942**Closing date** - 06/12/2024**Last Updated** - 29/11/2024*** **JOB PURPOSE**: The global department provides credit risk advisory, reporting and macro-economic analysis for Glencore’s oil marketing division. The Role requires diligent credit risk,...
-
Senior Credit Risk Analyst
3 days ago
Johannesburg, South Africa Affirmative Portfolios Full time**JOB OUTLINE** **SENIOR CREDIT RISK ANALYST** **JOHANNESBURG NORTH** **6 MONTHS FIXED TERM CONTRACT** **Department **- Risk & Compliance **Reports to** - Senior Credit Risk Manager **Competency Profile**: - Credit risk assessment - Reports per the existing format - Presentation to Committees (where required) - Representation of Risk at the meetings...
-
Senior Credit Analyst
7 months ago
Johannesburg, South Africa RPO Recruitment Full timeOur client, an established Investment Manager, is currently seeking a Senior Credit Analyst with Asset Management experience to join their team of professionals in Johannesburg. **Responsibilities**: - Analyze financial data and credit history to determine the likelihood of a borrower honoring their financial obligations - Evaluate the overall...
-
Senior Credit Control Manager
2 months ago
Johannesburg, Gauteng, South Africa Professional Career Services Full timeJob OverviewWe are seeking a highly experienced Senior Credit Control Manager to join our team at Professional Career Services.Estimated SalaryR 1,200,000 - R 1,800,000 per annum, depending on experience and qualifications.Key ResponsibilitiesManage the full credit control function of three different legal entities, ensuring timely and effective resolution...
-
Senior Credit Risk Consultant
5 days ago
Johannesburg, South Africa RPO Recruitment Full timeA large independent actuarial consultancy firm is on the lookout for a Senior Credit Risk Consultant to join their FRM team in Johannesburg. As a Senior Credit Risk Consultant, you will have a technical specialist role in the development and in auditing of credit risk models (IFRS9, scorecards, etc.), as well as being involved in the coaching and training of...
-
Senior Credit Risk Manager
2 weeks ago
Johannesburg, Gauteng, South Africa Planet10 Full timeWe are seeking a highly experienced Senior Credit Risk Manager to join our team at Planet10. As a key member of our leadership team, you will be responsible for managing end-to-end credit capability from design to implementation and operational management.Key Responsibilities:Develop and implement credit strategies that align with the company's business...
-
Credit Underwriting Manager
1 month ago
Johannesburg, South Africa Network Recruitment Full timeKey Responsibilities:Leadership & Team Management: Lead and mentor a team of credit underwriting analysts, providing day-to-day functional management support.Strategy Execution: Assist the Global Head of Underwriting in executing the credit assessment strategy, ensuring delivery against key performance indicators (KPIs).Credit Assessments & Analysis: Conduct...
-
Credit Underwriting Manager
1 month ago
Johannesburg, South Africa Network Recruitment Full timeKey Responsibilities: Leadership & Team Management: Lead and mentor a team of credit underwriting analysts, providing day-to-day functional management support. Strategy Execution: Assist the Global Head of Underwriting in executing the credit assessment strategy, ensuring delivery against key performance indicators (KPIs). Credit Assessments & Analysis: ...
-
Senior Credit Risk Management Specialist
1 month ago
Johannesburg, Gauteng, South Africa Network Recruitment Full time**Job Title:** Senior Credit Risk Management SpecialistAbout Network Recruitment:We are a leading recruitment agency specializing in finance and banking professionals.**Salary:** $80,000 - $110,000 per annum, depending on experienceJob Description:Key Responsibilities:Support the development and implementation of credit strategies for unsecured loansConduct...
-
Senior Credit Manager
2 months ago
Johannesburg, South Africa Nedbank Full time**Job Purpose**Responsibilities**: - Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided. - Manage daily activities of direct reports by monitoring the staff output. - Manage performance and build the intellectual capital of the team by conducting on the job...