Associate: Property Finance

3 months ago


Cape Town, South Africa Nedbank Full time

Advert Closing Date: 06 September 2024**Job Purpose**
- To execute and implement complex transactions with targeted clients related to lending and other structured transactions (non-vanilla lending) and to source new commercial Property Finance transactions, ensure that existing Property Finance clients are maintained, and consequently that relationship-based business potential is optimised ensuring that maximum profitability / return is derived for the Bank. To ensure that Nedbank Property Finance remains the dominant player in the Property Finance market through innovative deal making and product structuring.**Responsibilities**:

- Assist with the review of legal documents by cross referencing approved terms sheets and ensure incorporation of all other commercial terms in the legal documents.
- Build and maintain internal stakeholder relationships by liaising and collaborating with relevant stakeholders and facilitating the sign-off of relevant transactions.
- Manage development loans process, i.e. draws, stakeholder engagements to meet client's requirements.
- Develop strong relationships with new and existing clients, property brokers, estate agents and any other into financing instruments to create deals.
- Build and maintain existing relationship with established Clients within Region, retaining and optimising existing business opportunities.
- Provide internal and external client satisfaction by ensuring operational excellence in dealing with client queries.
- Identify new business opportunities within different divisions of Nedbank.
- Achieve financial targets by effective acquisition of commercial and industrial property finance deals and management of the book / portfolio.
- Continuously evaluate and mitigate the credit risk embedded within the environment and deals, to derive the maximum risk and return situation.
- Continuously look for creative approaches to put deals on the book.
- Manage colleagues and clients’ expectations and communicate appropriately.
- Contribute to the effectiveness of the Lending team.
- Essential Qualification- BCom (Accounting/Finance) or BSc in Property Studies or similar degree

**Preferred Qualification**
- CFA/ CA(SA)
- Honours/Post-graduate qualification in Accounting/Finance or equivalent
- Minimum Experience Level- 3 - 5 years Deal structuring experience in Commercial Property Finance
- 3 - 5 years’ experience in Commercial and Industrial Property Finance environment
- 3 - 5 years’ experience in sales and client acquisition in a Commercial Property Finance environment

**Technical / Professional Knowledge**
- Business Acumen
- Business principles
- Business writing
- Data analysis
- Governance, Risk and Controls
- Principles of financial management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Research methodology
- Relevant product knowledge
- Behavioural Competencies- Applied Learning
- Communication
- Collaborating
- Building partnerships
- Managing Work
- Technical/Professional Knowledge and Skills

**Employment Equity Statement**

**_ **Preference will be given to individuals from under-represented groups_**
- **_Please contact the Nedbank Recruiting Team at +27 860 555 566_



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