Junior Credit Risk Analyst
7 months ago
**Introduction**
Through our client-facing brands Metropolitan and Momentum, with Multiply (wellness and rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations. We help people grow their savings, protect what matters to them and invest for the future. We help companies and organizations care for and reward their employees and members. Through our own network of advisers or via independent brokers and utilizing new platforms Momentum Metropolitan provides practical financial solutions for people, communities and businesses.
**Role Purpose**
Assessment, management and on-going monitoring of credit exposures which Momentum Metropolitan shareholders portfolios are exposed to.
**Requirements**:
- Postgraduate (Finance or related major)
- CA(SA) / CFA or equivalent will be an added advantage
- Minimum 2 years experience in corporate credit
**Duties & Responsibilities**
- Analysis of new credit approvals.
- Annual review of existing credit exposures.
- On-going monitoring of any potential risks arising on existing exposures.
- Discussion and presentation of the above to the credit approval committee as required.
- Preparation of monthly exposure reports for management information and decision making purposes.
- Preparation of quarterly memoranda to governance forums.
- Preparation of other memoranda to governance forums relating to policy or other decisions required from the committee or feedback on special projects.
- Maintain effective client relationships to ensure successful service delivery and support.
- Develop effective relationships with all stakeholders in the area of responsibility.
- Interact with stakeholders in a competent, efficient and professional manner
**Competencies**
- Business Acumen
- Client/Stakeholder Commitment
- Drive for Results
- Leads Change and Innovation
- Motivating and Inspiring Team
- Collaboration
- Impact and Influence
- Self-Awareness and Insight
- Diversity and Inclusiveness
- Growing Talent
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