Provincial Manager: Kwazulu Natal

2 weeks ago


Pietermaritzburg, South Africa Land Bank Careers Full time

**Job Advert Summary**:
The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank established in 1912, the bank’s sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

**MAIN PURPOSE **OF THE JOB**

To plan, direct, lead and manage the provincial business unit within relevant governance structures to attain approved provincial objectives, including business growth and profitability targets as well as development objectives. Drives business value by developing and implementing new and reviewed operational strategies across the deal origination environment as well as ensure acceptable customer service standards are met.

Build and maintain external stakeholder relations, including the local community, local as well as provincial government, and to increase the Bank's visibility to enhance new and existing business opportunities.

Manages the day-to-day operations, including sales and business support services and related administration activities, incorporating lending, product sales, customer service, operations, security and safety in accordance with the Bank's guidelines, policies and objectives, thereby ensuring high levels of performance as well as sound security, quality, risk control and governance at provincial level.

**Key Performance Areas**:
**1. Business and Operations Management**
- Define and plan the objectives of the Provincial Office (PO) in accordance with the Commercial and Development strategy;
- Determine the deliverables of the PO in line with agreed overall objectives;
- Ongoing evaluation of operations, with input provided as potential areas of improvement are identified to improve the efficiency of recommend improvements to systems and processes to meet defined professional standards;
- Monitor, evaluate and manage business performance at provincial level in accordance with the agreed targets and customer service level benchmarks;
**2. Business Growth and Delivery of Value Proposition**
- Align Provincial Business Plan to the organisation’s strategy and determine the applicable deliverables and targets for the Provincial team;
- Technical business case assessment and recommendations for Credit approvals;
- Make pricing Recommendations to Credit Committees.
- Customer service failure recovery interventions / decisions.

**3. Development Impact Mandate**
- Deliver on agreed provincial development mandate in support of the overarching Regional and Divisional targets
- Identify, facilitate and manage the execution of agricultural development projects at a provincial level.

**4. Customer Value and Stakeholder Management**
- Create a strong sales and service culture, fostering collaboration to drive the achievement of all scorecard targets and behaviours to continuously improve the customer service experience; and
- Resolve escalated customer complaints / issues promptly and effectively with relevant feedback captured and appropriately communicated.
- Identify, establish and maintain key stakeholder relationships within the province and targeted industry segments in accordance with Land Bank values, including provincial government structures, agriculture role players and local community leaders to create opportunities for growth;
**5. Financial Sustainability**
- Facilitate the achievement of the agreed financial sustainability and profitability targets for the province;
- Ensure achievement of appropriate pricing and financial returns on transactions, in accordance with the prevailing organisational strategic objectives;
- Provide input into the annual budget and monitor the implementation by effectively managing costs and avoid over spending;
- Manage the budget in accordance with relevant governance and take appropriate corrective action as required;
**6. **Governance, Risk and Compliance Enablement**
- Analysis of the Bank’s policies, processes and practices to identify where amendments are required;
- Review processes and procedures and manage compliance in line with changes to bank wide poli



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