Credit Analyst

5 days ago


Midrand, South Africa Buzzing Careers Full time

**Job Title: Credit Analyst (part of large diversified group)**

**Location**: Midrand, South Africa

**About the Company**:
Our client is a leading financial services provider specializing in equipment finance. They are dedicated to building lasting relationships with their clients, offering exceptional service and expertise that is Rapid, Reliable, and Responsive.

**Responsibilities**:

- Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Evaluate the creditworthiness of potential clients
- Provide financial analysis of clients financial statements and assess their ability to repay credit.
- Ensure compliance with credit policies and procedures
- Assist in negotiating credit terms and conditions.
- Provide support to the sales team in the preparation of credit proposals.
- Liaise with Internals and Account Executives to obtain all necessary information required for credit analysis.

**Requirements**:

- A Bachelors degree in Finance, Accounting, or related field would be an advantage
- Minimum of 2 years experience in credit analysis or related field.
- Ability to interpret and assess financial statements.
- Excellent analytical, financial modelling, and problem-solving skills.
- Knowledge of credit policies and procedures.
- Strong communication and interpersonal skills.
- Ability to work well in a team-oriented environment.
- Attention to detail and the ability to manage multiple tasks.
- Good knowledge of Excel

Experience with equipment finance or leasing would be an advantage.

**Remuneration**

**More about the client and role**

The source of business originates mainly from office automation, solar, and related industries. This role involves assessing credit risk, interpreting and assessing financial statements, and evaluating creditworthiness of potential clients for supplier credit deals. The Credit Analyst will be responsible for analyzing and assessing information such as the financial statements and bank statements provided by suppliers to determine if the clients meet the credit criteria required for financing. This position requires strong analytical and problem-solving skills, attention to detail, and the ability to work effectively in a team environment.

**B-BBEE**

If you believe you have the necessary skills and experience to excel in this role, please submit your CV and a cover letter. We thank all applicants for their interest, however, only those selected for an interview will be contacted.

**Disclaimer**

This job description is only a summary of the typical functions of the job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. The responsibilities, tasks, and duties of the jobholder might differ from those outlined in the job description and other duties, as assigned, might be part of the job. The client reserves the right to amend or withdraw this job advert without notice.

**Salary**: R280,000.00 - R360,000.00 per year

**Education**:

- Bachelors (required)

**Experience**:

- Credit Analysis: 2 years (required)

License/Certification:

- Drivers Licence (required)


  • Credit Review Analyst

    3 weeks ago


    Midrand, South Africa DBSA Full time

    The purpose of this position is to ensure that the credit quality of the portfolio is managed and maintained within the Bank’s risk appetite. The Credit Review Analyst will manage a portfolio of high value and/or high-risk clients, conducting high quality credit evaluation and financial assessment of the borrower’s credit worthiness and disseminating...

  • Credit Review Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa DBSA Full time

    The purpose of this position is to ensure that the credit quality of the portfolio is managed and maintained within theBank's risk appetite. The Credit Review Analyst will manage a portfolio of high value and/or high-risk clients,conducting high quality credit evaluation and financial assessment of the borrower's credit worthiness anddisseminating these...

  • Credit Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa Buzzing Careers Full time

    Job Title: Credit Analyst (part of large diversified group)Location: Midrand, South AfricaAbout the Company:Our client is a leading financial services provider specializing in equipment finance. They are dedicated to building lasting relationships with their clients, offering exceptional service and expertise that is Rapid, Reliable, and...

  • Credit Analyst

    3 weeks ago


    Midrand, South Africa Six Sense Full time

    Gauteng, Midrand - Annually Cost To Company (Market related) A well-established business is seeking to appoint a Credit Analyst The purpose of this position is to identify, measure, mitigate and monitor credit risk and by taking appropriate actions to ensure that the credit quality remains within the Bank’s acceptable risk appetite. **QUALIFICATIONS &...

  • Credit Review Analyst

    3 weeks ago


    Midrand, South Africa Six Sense Full time

    Gauteng, Midrand - Annually Cost To Company (Market related) A well-established business is seeking to appoint a Credit Review Analyst The purpose of this position is to ensure that the credit quality of the portfolio is managed and maintained within the Bank’s risk appetite. The Credit Review Analyst will manage a portfolio of high value and/or...

  • Credit Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa Six Sense Full time

    Gauteng, Midrand Annually Cost To Company (Market related)A well-established business is seeking to appoint a Credit AnalystThe purpose of this position is to identify, measure, mitigate and monitor credit risk and by taking appropriate actionsto ensure that the credit quality remains within the Bank's acceptable risk appetite.QUALIFICATIONS & EXPERIENCE: A...

  • Credit Review Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa Six Sense Full time

    Gauteng, Midrand Annually Cost To Company (Market related)A well-established business is seeking to appoint a Credit Review AnalystThe purpose of this position is to ensure that the credit quality of the portfolio is managed and maintained within the Bank's risk appetite.The Credit Review Analyst will manage a portfolio of high value and/or high-risk...


  • Midrand, South Africa Blue Label Telecoms Full time

    **JOB PURPOSE** The Credit Data Analyst role entails assisting the modelling and analytics team within CEC with all analytics and data needs. The analyst will investigate large data related to CellC Postpaid invoicing, collections and user insights. The main aim of the role is to provide detailed feedback to business on key business metrics and assist the...

  • Credit Analyst

    3 weeks ago


    Midrand, South Africa DBSA Full time

    The purpose of this position is to identify, measure, mitigate and monitor credit risk and by taking appropriate actions to ensure that the credit quality remains within the Bank’s acceptable risk appetite. This will be achieved by conducting detailed credit risk analysis by evaluating potential and existing clients’ capacity to borrow, by assessing,...

  • Credit Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa DBSA Full time

    The purpose of this position is to identify, measure, mitigate and monitor credit risk and by taking appropriate actions to ensure that the credit quality remains within the Bank's acceptable risk appetite. This will be achieved by conducting detailed credit risk analysis by evaluating potential and existing clients' capacity to borrow, by assessing, amongst...

  • Credit Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa DBSA Full time

    The purpose of this position is to identify, measure, mitigate and monitor credit risk and by taking appropriate actions to ensure that the credit quality remains within the Bank's acceptable risk appetite. This will be achieved by conducting detailed credit risk analysis by evaluating potential and existing clients' capacity to borrow, by assessing, amongst...

  • Credit Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa Six Sense Consulting Full time

    QUALIFICATIONS & EXPERIENCE: A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering. At least 3 years working experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience. Knowledge of Private sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting...

  • Credit Analyst

    3 weeks ago


    Midrand, South Africa Six Sense Consulting Full time

    QUALIFICATIONS & EXPERIENCE: A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering. At least 3 years working experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience. Knowledge of Private sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting...

  • Credit Analyst

    3 weeks ago


    Midrand, South Africa Six Sense Consulting Full time

    QUALIFICATIONS & EXPERIENCE:A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering.At least 3 years working experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience.Knowledge of Private sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting...

  • Credit Analyst

    3 weeks ago


    Midrand, South Africa Adzuna ZA B C2 Full time

    QUALIFICATIONS & EXPERIENCE:A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering.At least 3 years working experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience.Knowledge of Private sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting...

  • Quantitative Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa Communicate Recruitment Full time

    A Quantitative Analyst is wantedWe are seeking an experienced Quantitative Analyst to join our team As a Quantitative Analyst you will be responsible for developing, implementing, and maintaining credit risk models. You will be working with a team of professionals who are dedicated to providing our clients with accurate and reliable models to help them make...

  • Credit Review Analyst

    3 weeks ago


    Midrand, South Africa Six Sense Consulting Full time

    QUALIFICATIONS & EXPERIENCE:A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering.A minimum of 5 years work experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experiencePractical knowledge of Credit Risk Management and a broad appreciation of the range of...

  • Credit Review Analyst

    3 weeks ago


    Midrand, South Africa Six Sense Consulting Full time

    QUALIFICATIONS & EXPERIENCE: A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering. A minimum of 5 years work experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience Practical knowledge of Credit Risk Management and a broad appreciation of the range...

  • Credit Review Analyst

    3 weeks ago


    Midrand, South Africa Adzuna ZA B C2 Full time

    QUALIFICATIONS & EXPERIENCE:A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering.A minimum of 5 years work experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experiencePractical knowledge of Credit Risk Management and a broad appreciation of the range of...

  • Credit Review Analyst

    2 weeks ago


    Midrand, Gauteng, South Africa Six Sense Consulting Full time

    QUALIFICATIONS & EXPERIENCE: A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering. A minimum of 5 years work experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience Practical knowledge of Credit Risk Management and a broad appreciation of the range...