Business Judgemental Credit Manager
3 weeks ago
Business Judgemental Credit Manager Location: Durb | Full time | End Date: November 1 Job Description To evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies. Skills and Abilities Credit Risk Assessment Ability to analyse complex financial statements and cash flows. Understanding of industry-specific risks and macroeconomic factors. Financial Analysis Strong grasp of financial ratios, balance sheets, income statements, and cash flow analysis. Ability to assess borrower repayment capacity and financial health. Decision-Making & Judgment Sound judgment in approving or declining credit applications. Balancing risk and reward while aligning with the bank's risk appetite. Experience in structuring credit facilities to mitigate risk. Regulatory & Compliance Knowledge Familiarity with local and international banking regulations (e.g., Basel III, IFRS 9). Ensuring credit decisions comply with internal policies and external legal requirements. Communication & Negotiation Clear articulation of credit decisions to stakeholders (e.g., credit committees, relationship managers). Skilled in negotiating terms with internal and external stakeholders to reach mutually beneficial outcomes. Portfolio Management Monitoring and managing a portfolio of credit exposures. Proactive management of problem accounts and restructuring when necessary. Analytical & Critical Thinking Ability to synthesize qualitative and quantitative data. Strong problem-solving skills, especially in ambiguous or high‑pressure situations. Ethical Standards & Integrity High ethical standards in decision‑making. Commitment to responsible lending practices. Qualifications Minimum Qualification: Tertiary BCom Qualification, Preferably in Economics, Accounting, Financial Management or Risk Management. Preferred Qualification: BCom Honours. Experience 5 Years banking experience, with at least 3 years managing a portfolio of bankers with an individual credit mandate. Have a sound knowledge of all Commercial Banking Products. Strong judgemental credit experience, exposure to Agriculture clients will be beneficial. Demonstrated ability to build and maintain stakeholder relationships across segments. Job Details & Closing Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 01 / 11 / 25 All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties. #J-18808-Ljbffr
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Business Judgemental Credit Manager
3 weeks ago
Durban, South Africa Spane4All Full timeBusiness Judgemental Credit Manager page is loaded## Business Judgemental Credit Managerlocations : Durbantime type : Full timeposted on : Posted Todaytime left to apply : End Date : November 1, (7 days left to apply)job requisition id : R Job Description To evaluate, manage and approve complex credit risk within area of responsibility by providing advice,...
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Business Judgemental Credit Manager
2 weeks ago
Durban, South Africa FirstRand Full timeJob Description To evaluate, manage and approve credit risk within the medium corporate segment by providing advice and support through the implementation of group credit mandates, risk frameworks and methodologies Hello Future, Business Judgemental Credit Manager Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver...
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Business Judgemental Credit Manager
2 weeks ago
Durban, South Africa FirstRand Full timeJob Description To evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies. Hello Future, Business Judgemental Credit Manager, Welcome to FNB, the home of the #changeables. We...
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Business Judgemental Credit Manager
3 weeks ago
Durban, South Africa Fnb Full timeJob Description To evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies. Hello Future, Business Judgemental Credit Manager Welcome to FNB, the home of the #changeables. We...
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Business Judgemental Credit Manager
4 weeks ago
Durban, South Africa FNB Full timeJob Description To evaluate, manage and approve credit risk within area of responsibility by providing appropriate recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies. Hello Future, Business Judgemental Credit Manager Welcome to FNB, the home of the #changeables. We...
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Strategic Judgmental Credit Risk Manager
1 week ago
Durban, South Africa Fnb Full timeA leading banking institution in Durban is seeking a Business Judgemental Credit Manager to evaluate and manage credit risk. The ideal candidate will have extensive banking experience, strong financial analysis skills, and a proven ability to make sound credit decisions. This full-time role offers opportunities to innovate and collaborate within a dynamic...
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Manager Credit
4 days ago
Durban, South Africa Nedbank Private Wealth Full timeRequisition and Specialist Recruiter Details REQ - Twanette Coetser Closing Date - 20 November 2025 Cluster & Location Private and Personal Banking - Commercial Underwriting Gauteng or KwaZulu Natal Career Stream Credit Management Leadership Pipeline Manage Self : Professional Manager Credit Job Purpose To manage credit assessment within a specialised...
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Manager: Credit
3 weeks ago
Durban, South Africa nedbank Full timeRequisition and Specialist Recruiter Details Closing Date - 20 November 2025 Private and Personal Banking - Commercial Underwriting Gauteng or KwaZulu Natal Credit Management Manage Self: Professional Job Purpose To manage credit assessment within a specialised lending area / cluster (Debtor Management and Rental Discounting) in order to ensure the...
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Head of Credit
1 week ago
Durban, South Africa Switch Full time**Head of Credit - Job Description** **Main Purpose of the Role**: The incumbent will be responsible for the following: 1. Building and Implementing the credit risk strategy across the group. 2. Assisting the senior management team and board of directors to ensure compliance to applicable legislation in all countries of trade and to reduce the risk of...
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Credit Manager
1 day ago
Durban, South Africa Nedbank Full time**Job Classification** - Job Family- Credit - Career Stream- Credit Management - Leadership Pipeline- Manage Self: Professional - FAIS Affected**Job Purpose** - To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.**Responsibilities**: - Validate client and supporting information by...
