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Business Judgemental Credit Manager

4 weeks ago

Gqeberha, South Africa FNB South Africa Full time

Overview Job title: Business Judgemental Credit Manager Job Location: Eastern Cape, Port Elizabeth Deadline: November 30, 2025 Responsibilities To evaluate, manage and approve complex credit risk within area of responsibility by providing advice, recommendations and support to internal stakeholders through the implementation of group credit mandates, risk frameworks and methodologies. To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers). to recommend a credit decision within the mandate by app Assess and approve credit in terms of approved mandate to minimise credit risk to the business Manage the credit approval process Develop, encourage and nurture collaborative relationships within business across Product Houses and across the FRG; approve or recommend counterparty exposure across multiple products Manage credit risk at origination on an ongoing basis Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives Ensure that credit approvals are conducted within governance (legislative and audit), processes and mandate requirements Ensure average approval turnaround time against target to ensure retention of clients Analyse credit data to estimate degree of risk in extending credit or lending money by assessing credit applications Assess and evaluate credit risk through quantitative and qualitative analysis Monitor existing exposures and recommend credit decisions in accordance with the bank\'s credit policies Qualifications Have abstained your CA or B Degree equivalent with Enterprise segment experience (Preferably 2-5 years minimum). Are you someone who can Support the Account Executive by managing and administering a portfolio of clients including the application of an approval and ongoing quality risk management of the clients\' credit facilities Deliver exceptional service through educating the client, offering an appropriate solution and ensuring the relationship is maintained Advise on and provide support to ensure the effective resolution of customer queries in order to ensure customer satisfaction and retention Continuously monitor actual process turnaround times and quality standards and resolve issues speedily to enhance effective client service delivery End Date November 6, 2025 #J-18808-Ljbffr