Credit Analyst
3 weeks ago
Job Description Department : Credit and Analytics Position : Credit Analyst Reports to : Credit and Analytics Executive Based in : Cape Town (Full Remote) Position Overview We are seeking a highly analytical Credit Analyst with strong data skills and experience in credit risk or financial analysis. The role focuses on analysing large datasets, portfolio trends, and credit risk models. The successful candidate will generate insights that guide strategic decisions, support policy development, and enhance risk monitoring across the portfolio. Key Responsibilities Analyse large credit datasets to identify portfolio trends, concentrations, and emerging risks. Develop and refine credit risk models, scorecards, and testing frameworks. Produce regular reports and dashboards on portfolio performance, delinquency trends, and risk exposure. Use statistical and financial techniques to assess the impact of macroeconomic, sector, and policy changes on portfolio risk. Collaborate with data, risk management, and finance teams to improve data quality and analytical processes. Provide insights to management on risk appetite, portfolio segmentation, and underwriting strategies. Contribute to automation of credit monitoring and reporting processes. Technical and Skills Competencies Strong skills in data analysis tools such as SQL, Python, R, or advanced Excel (experience with BI tools like Power BI advantageous). Solid understanding of credit risk principles, portfolio management, and regulatory requirements (e.g., IFRS 9, NCA). Ability to translate complex datasets into actionable insights and clear recommendations. Excellent communication skills, capable of presenting findings to both technical and non-technical stakeholders. Functional and Behavioural Competencies Data-driven decision making, Analytical and quantitative skills, Risk awareness and commercial insight, Innovation and process improvement, Collaboration across functions Qualification and Experience Requirements Bachelor's degree in Finance, Economics, Statistics, Data Science, or a related field (postgraduate or certifications advantageous). At least 5 years of working experience in credit risk, portfolio analytics, or financial modeling. #J-18808-Ljbffr
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Analyst Credit Commercial
2 weeks ago
WorkFromHome, South Africa Absa Bank Full timeAnalyst Credit Commercial page is loaded## Analyst Credit Commercialremote type: Hybridlocations: Klerksdorptime type: Full timeposted on: Posted Todaytime left to apply: End Date: December 5, 2025 (6 days left to apply)job requisition id: R- ### **Empowering Africa’s tomorrow, together…one story at a time.**With over 100 years of rich history and...
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Credit Risk Analyst
3 weeks ago
WorkFromHome, South Africa Network Finance. Full timeReference : NFP -LLR-1 Credit Risk Senior Consultant / Assistant Manager Are you a driven and analytical professional with a passion for credit risk and financial modelling Join a leading financial advisory team that partners with top-tier institutions across Africa and beyond. This is your chance to work on some of the most advanced and impactful credit...
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Senior Credit Risk Analyst — Credit Systems
3 weeks ago
WorkFromHome, South Africa Vanquis Full timeA specialist bank in South Africa is seeking a Senior Credit Risk Analyst to lead credit decisioning strategies and develop reporting tools. The ideal candidate has over 3 years of experience in Credit Risk, strong SQL skills, and excellent communication abilities. This role offers a hybrid working model and various employee benefits, including generous...
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Senior Credit Risk Analyst
3 weeks ago
WorkFromHome, South Africa Vanquis Full timeLocation & Working Pattern Senior Credit Risk Analyst – Credit Systems Contract Type: Permanent, Full Time. Location: Bradford, Petersfield or London. Working Pattern: Hybrid – typically one day a week in the office. Flexible arrangements are considered to support work-life balance. What We Offer 25 days of annual leave (rising to 30 with service) –...
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Business Analyst
2 weeks ago
WorkFromHome, South Africa M-KOPA Full timeBusiness Analyst – Credit Eligibility We are looking for an Analyst to help drive M‑KOPA’s mission of building transformative lifetime financial partnerships with our customers. "This role offers the opportunity to directly impact millions of customers' access to credit by building underwriting frameworks. You will be a member of a small team with the...
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Senior Credit Analyst — Investment Management
4 weeks ago
WorkFromHome, South Africa Antal International Network Full timeA leading South African investment manager is seeking a Senior Credit Analyst to join its Fixed Income team in Cape Town. The role involves driving credit risk processes and conducting in-depth credit analysis. Ideal candidates will have 7-10 years of experience in commercial credit, along with strong analytical skills and a relevant degree. This position...
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Business Analyst
2 weeks ago
WorkFromHome, South Africa M-KOPA Full timeBusiness Analyst - Credit Eligibility M-KOPA Johannesburg, Gauteng, South Africa M-KOPA is looking for an Analyst to help drive our mission of building transformative lifetime financial partnerships with our customers. This role offers the opportunity to directly impact millions of customers’ access to credit by building underwriting frameworks. You will...
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Product Analyst
2 weeks ago
WorkFromHome, South Africa M-KOPA Full timeAnalyst – Underwriting & Loan Eligibility Location: Johannesburg, Gauteng, South Africa We are looking for an Analyst to help drive M-KOPA’s mission of building transformative lifetime financial partnerships with our customers. This role offers the opportunity to directly impact millions of customers’ access to credit by building underwriting...
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Product Analyst
1 week ago
WorkFromHome, South Africa M-KOPA Full timeProduct Analyst - Credit Eligibility We are looking for an Analyst to help drive M-KOPA’s mission of building transformative lifetime financial partnerships with our customers. This role offers the opportunity to directly impact millions of customers' access to credit by building underwriting frameworks. You will be a member of a small team with the big...
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Data Analyst
2 weeks ago
WorkFromHome, South Africa M-KOPA Full timeData Analyst - Credit Eligibility M-KOPA Johannesburg, Gauteng, South Africa We are looking for an Analyst to help drive M-KOPA’s mission of building transformative lifetime financial partnerships with our customers. This role offers the opportunity to directly impact millions of customers' access to credit by building underwriting frameworks. You will be...
