Senior Manager: Credit Assessment

Nedbank Johannesburg, Gauteng, South Africa 1 day ago Be among the first 25 applicants Requisition and Specialist Recruiter Details REQ - Twanette Coetser Closing Date - 16 December 2025 Job Family: Business Commercial Banking – Credit Underwriting Location: Sandton, Gauteng Career Stream: Credit Management Leadership Pipeline: Manage Others Senior Manager: Credit Assessment Job Purpose To manage credit assessment through a team within a specific area/cluster to ensure the acquisition of quality assets, enhance revenues, and maintain them within laid‑down policies and procedures. Commercial Underwriting will ensure proactive/innovative solutions and adherence to acceptable turnaround times. The role acts as a vital link supporting successful credit granting for Commercial Banking Small Business Clients through implementation of credit mandates and risk frameworks within Nedbank Policy and Procedure. Job Responsibilities Minimise risks and grow assets through lending at acceptable risk levels. Enhance revenue by identifying sales opportunities through assessments and client visits. Ensure client satisfaction through proactive/innovative solutions and acceptable turnaround times. Build and maintain stakeholder relations through regular formal and informal engagements. Identify development areas through client surveys from stakeholders. Provide good service and turnaround times to internal stakeholders by responding to requests timeously. Ensure staff operate within guidelines by monitoring policy compliance through reviews and audit processes. Review and recommend appropriate allocation of mandates through segmentation, reviews, and audit processes. Operate within personal mandate through reviews and audit processes. Ensure quality decisions are made by auditing credit decisions made by credit managers within their mandate. Monitor and manage turnaround times using available information systems. Manage staff performance by implementing performance agreements, providing regular feedback, recognising achievement, and taking corrective action where required. Mentor and coach staff on identified performance gaps and encourage participation in decision‑making processes. Stay abreast in field of expertise and deliver expectations from stakeholders by building self and staff capability through identifying current and future training and development needs. Contribute to team effectiveness by following the recruitment process when recruiting talent. Maintain a high‑performing team and create an optimal performance environment by identifying talent pool, conducting career conversations, utilising the talent grid principles, and developing talent retention programmes (e.g., rotation). Ensure self and staff understand and embrace the Nedbank Vision and Values by leading by example and re‑reinforcing values during meetings. Manage the onboarding process of new employees by ensuring execution of preparations according to the onboarding checklist. Support and encourage staff to participate and support corporate responsibility initiatives. Achieve operational excellence by supporting the implementation of system and process enhancements through team engagement. Encourage team to generate innovative ideas and share knowledge. Recommend appropriate allocation of credit mandates through segmentation, reviews, and audit processes. Minimum Experience Level 5–10 years of Credit Assessment and decisioning experience within a Banking environment. Minimum 5 years of Small Business Credit experience evaluating current and prospective clients’ financial statements and credit reports to determine their ability to honour debt obligations in a Commercial and Agricultural environment. Extensive understanding of legalities associated with lending and collateral. Team Management / Leadership experience (advantageous). Proven track‑record on managing a large book. Requirements NQF Level 7 or higher in a Financial or Banking related field (essential). CIMA, Credit Management degree, or equivalent (advantageous). Technical / Professional Knowledge Business Administration and Management Change Management Client Service Management Financial Accounting Principles Governance, Risk and Controls Operations Planning Principles of Project Management Relevant Regulatory Knowledge Strategic Planning Management Information and Reporting Principles, Tools and Mechanisms Behavioural Competencies Earning Trust Coaching Customer Focus Guiding Team Success Driving for Results Guiding Sales Opportunities Please contact the Nedbank Recruiting Team at . Seniority level Mid‑Senior level Employment type Full‑time Job function Finance and Sales Referrals increase your chances of interviewing at Nedbank by 2x. #J-18808-Ljbffr