On-the-Road Buildings Assessor KZN

7 days ago


Durban, South Africa MiWay Insurance Limited Full time

Job title: On-the-Road Buildings Assessor KZN Job Location: KwaZulu-Natal, Durban Deadline: January 04, 2026 What will you do? The On-the-Road Buildings Assessor role is based in Kwa-Zulu Natal and is responsible for conducting on-site assessments of property damage for insurance claims. This role involves visiting affected properties, evaluating the extent of structural damage, verifying policy coverage, estimating repair costs, and recommending settlements. The assessor plays a critical role in delivering fair, accurate, and efficient claim outcomes while upholding excellent customer service standards and ensuring compliance with regulatory and internal processes. Key Responsibilities On-Site Claims Assessment and Reporting Attend scheduled site visits to inspect and assess property damage in residential or commercial buildings. Evaluate the scope of damage, validate the cause of loss, and determine necessary repair or replacement work. Take detailed notes, photographs, and measurements as part of the field report. Engage with policyholders, builders, or contractors to clarify details and verify estimates. Produce accurate reports and make recommendations on claim settlements in line with policy cover. Customer Service Interact with clients during site visits in a professional and empathetic manner. Clearly explain assessment outcomes, next steps, and answer any queries. Ensure policyholders feel supported and informed throughout the claims process. Compliance & Documentation Ensure all assessments comply with regulatory requirements, health and safety standards, and company procedures. Submit comprehensive field reports, photos, and supporting documentation in a timely manner via the claims system. Collaboration Work closely with internal assessors, claims handlers, and technical teams. Escalate complex or high-value claims for peer review or senior input. Provide expert guidance or second opinions to the wider claims team where required. Deliverables Conduct on-site assessments within SLA and travel guidelines. Ensure accuracy, fairness, and policy-aligned decision-making in all claim outcomes. Maintain high levels of client satisfaction. Contribute to cost-effective claims resolution and reduction of claims leakage. Uphold a professional company image during all field visits. Competencies Technical Acumen : Strong understanding of construction, building regulations, and insurance assessment. Attention to Detail : Accurate site inspections, damage documentation, and cost validation. Communication Skills : Clear, empathetic, and professional interactions with clients and contractors Problem Solving : Ability to identify issues on-site and recommend practical, policy-compliant resolutions. Customer Focus : Committed to supporting clients through property-related loss events. Time & Route Management : Ability to efficiently plan and manage daily travel and assessment schedules. Team Collaboration : Cooperative approach with claims colleagues and external stakeholders Minimum Qualification Required Grade 12 / Standard 10 / NQF 4 Relevant qualifications in building surveying, construction management, or insurance-related fields (e.g., CII, CIOB, RICS certifications). Minimum Experience 2+ years of experience in property insurance claims or construction / building assessment In-depth knowledge of building materials, construction principles, and structural evaluation Prior field experience conducting property damage inspections is highly desirable. Experience in using mobile technology or assessment software on-site. Customer service experience in the insurance industry is an advantage. #J-18808-Ljbffr



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