Credit Risk Manager
3 weeks ago
The key responsibilities are: Review and approve customer credit limits and payment terms:Regularly assess the creditworthiness of customers to set appropriate credit limits.Negotiate payment terms that balance company cash flow with customer needs.Review and develop internal procedures for approval:Streamline internal processes to ensure efficiency and minimize errors in approving credit.Review current approval workflows and update policies to reflect best practices.Ensure that staff is properly trained:Provide ongoing training for the team to ensure they are up to date with credit risk management practices, company procedures, and customer service skills.Manage staff to deliver on expected outputs:Set clear goals for the credit team, monitor performance, and provide support and guidance to meet organizational targets.Ensure that best practice processes and procedures are implemented and followed to reduce the group’s credit risk to an acceptable level:Implement standardized processes for credit assessment, monitoring, and debt collection to minimize potential losses.Engage with credit insurers and ensure that policies are maintained and renewed on time:Work closely with credit insurance providers to protect against potential losses from customer defaults, ensuring that coverage remains active and sufficient.Engage with customers to build lasting relationships:Establish and maintain positive customer relationships to facilitate smoother credit transactions and enhance customer loyalty.Assist with debt collection efforts:Support the debt collection process by identifying high-risk accounts and ensuring follow-up actions are taken in a timely manner.Ensure that all requirements as per insurance policies are adhered to:Monitor compliance with the terms and conditions of credit insurance policies to avoid coverage gaps.Reporting on current debtor’s book:Regularly report on the status of outstanding debts, including aged receivables, payment trends, and collections progress.Proactively manage credit risk of the business:Continuously assess the credit risk of the portfolio, identifying high-risk customers or sectors and taking proactive actions to mitigate potential losses.Build a high-performing team:Focus on developing a strong, cohesive team capable of achieving high performance through motivation, mentorship, and skill development.
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Credit Risk Manager
3 weeks ago
Cape Town, South Africa Recruitment Solutions Full timeThis role involves assessing customer creditworthiness, managing credit limits and payment terms, ensuring compliance with credit insurance policies, and proactively mitigating credit risks to optimize company cash flow and profitability. This role is ideal if you are a proactive and analytical professional with a strong background in credit risk management....
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Manager, Credit Risk Oversight
1 week ago
Cape Town, South Africa Weplace Full timeOne of South Africa's Banking Giants is looking for a Manager, Credit Risk Oversight to join their team. About the Role As a Manager, Credit Risk Oversight, you will play a crucial role within the Enterprise Risk Management (ERM) structure, reporting directly to senior leadership. This position is integral to the Credit Team in Business Banking (BBs) and...
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Manager, Credit Risk Oversight
4 weeks ago
Cape Town, South Africa wePlace Full timeAbout the RoleAs a Manager, Credit Risk Oversight, you will play a crucial role within the Enterprise Risk Management (ERM) structure, reporting directly to senior leadership. This position is integral to the Credit Team in Business Banking (BBs) and Retail, ensuring the seamless connection of all risk-related dots across various sectors, including retail,...
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Manager, Credit Risk Oversight
4 weeks ago
Cape Town, South Africa wePlace Full timeAbout the Role As a Manager, Credit Risk Oversight, you will play a crucial role within the Enterprise Risk Management (ERM) structure, reporting directly to senior leadership. This position is integral to the Credit Team in Business Banking (BBs) and Retail, ensuring the seamless connection of all risk-related dots across various sectors, including retail,...
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Manager, Credit Risk Oversight
23 hours ago
Cape Town, Western Cape, South Africa Weplace Full time R120 000 - R180 000 per yearOne of South Africa's Banking Giants is looking for a Manager, Credit Risk Oversight to join their team. About the RoleAs a Manager, Credit Risk Oversight, you will play a crucial role within the Enterprise Risk Management (ERM) structure, reporting directly to senior leadership. This position is integral to the Credit Team in Business Banking (BBs) and...
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Credit Risk Specialist
1 week ago
Cape Town, South Africa Engen Full timeEngen Petroleum Limited Purpose of the JobTo assess and manage the risk profile of EPL and its subsidiaries thereby minimizing bad debts and controlling the overall credit risk to the company and to monitor and report on global and local credit risk trendsWho You Are: - You are energetic and eager to learn - You are a competent in financial analysis - You...
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Credit Risk Specialist
2 weeks ago
Cape Town, South Africa Engen Full time**Purpose of the Job**: - To assess and manage the risk profile of EPL and its subsidiaries thereby minimizing bad debts and controlling the overall credit risk to the company and to monitor and report on global and local credit risk trends **Who You Are**: - You are energetic and eager to learn - You are a competent in financial analysis - You are...
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Strategic Credit Risk Manager
2 weeks ago
Cape Town, South Africa Nedbank Private Wealth Full timeA leading financial services provider in Cape Town seeks a Credit Manager to evaluate retail clients' lending applications and minimize risks. This role requires strong financial analysis and credit assessment skills, along with a minimum of 5 years of banking experience. The ideal candidate should be able to manage relationships effectively and ensure...
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Credit Risk
24 hours ago
Woodstock, Western Cape, South Africa Best Home & Electric Full time R450 000 - R900 000 per yearOne of South Africa's leading furniture and appliance retailers, has the following career opportunity for an individual with the necessary competence level, experience and drive.We are inviting applications for the position ofCredit Risk (IFRS 9) Analyst_____________________________________________________________________________A Credit Risk Analyst is...
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Credit Risk Team Leader
2 weeks ago
Cape Town, South Africa RJPersonnel Full time5years - Oversees and manages the analysis of new credit approvals. - Ensure the annual review of existing credit exposures is done effectively. - Establish and maintain an internal credit rating capability. - Establish and maintain an internal credit economic capital framework and ensure that this framework is integrated into wider economic capital...
