Property Finance Senior Associate

We are seeking a technically strong and commercially astute Property Finance Senior Associate to join our Alternative Asset Management (Property) team. This role plays a key part in originating, executing, and managing property finance transactions The ideal candidate will combine deep analytical and credit-assessment capability with practical deal execution experience and a strong understanding of property markets and secured lending structures.Key Responsibilities:Deal Execution & AnalysisLead and coordinate transaction execution, from due diligence, credit assessment and legal structuring to negotiation and closure of property-backed credit transactions with a focus on term and development finance senior debt and exposure to mezzanine, equity and structured finance transactionsDevelop, review, and refine financial models to assess risk, return, and sensitivities and prepare and present applications to the Credit and Investment Committees articulating key risks, mitigants, fundamentals and sensitivitiesEnsure internal systems are maintained to support transactions and that transaction documentation is accurate, complete, and aligned with internal and regulatory standardsPortfolio Monitoring & ManagementMonitor and manage existing loan exposures including covenant compliance, performance against forecasts and budgets and stress testing credit conditionsManage the renewal, restructuring and risk mitigation of a portfolio of loan exposuresClient & Stakeholder EngagementLead client-facing interactions on property transactions, fostering trusted relationships and ensuring excellent communicationCoordinate engagements with external and internal stakeholders including legal, credit, valuation, and due diligence service providersExpand network of relationships with potential clients, ensuring new business development and access to future deal flowTeam Leadership & DevelopmentManage Analysts within the deal team, ensuring delivery of quality outputs (credit papers, financial models/feasibilities, desktop valuations and related due diligence) on timeProvide guidance, mentorship, and technical oversight to junior team membersContribute to the continuous improvement of internal processes and workflow efficiencyMarket & Strategic Contribution:Maintain expertise in property market trends, asset performance, and valuation methodologiesSupport senior leadership in executing strategic initiatives and contributing to commercial strategyParticipate in the deal desk and investment discussions, contributing to investment recommendationsRequirements:QualificationsBachelors degree in Finance, Business Science, Property Studies or a related fieldPostgraduate qualification or CFA/CA(SA) advantageousExperience58 years experience in property finance, credit analysis, or structured finance. Ideally within a bank or private lending environmentProven experience in deal execution, due diligence, and financial modellingStrong understanding of broad property and credit fundamentals. Property development financing experience advantageousExposure to credit committee processes and portfolio management and reportingSkills & Competencies:Advanced financial modelling and credit-analysis capability (eg. valuations, DCF, DSCR, LTV, scenario testing, development feasibilities and cash flows)Deep understanding of property credit risk assessment, affordability analysis, and valuation principlesExcellent organisational and process management skillsStrong leadership and mentorship abilitiesExceptional written, presentation and verbal communication skillsProactive, detail-orientated and able to manage multiple transaction simultaneouslyCommercially minded, with a collaborative and solutions-driven approach