Credit Manager

Found in: Adzuna ZA B C2 - 2 weeks ago


Johannesburg, South Africa Adzuna ZA B C2 Full time

REQUIRED MINIMUM WORK EXPERIENCE
  • Conduct detailed credit analysis covering financial, operational, collateral, shareholder, and industry aspects
  • Prepare credit papers for client facility adjustments and covenant breaches
  • Present requests to the board and Group credit committees
  • Engage continuously with clients for monitoring, identify credit stress, and assist in recoveries, while ensuring compliance and collaborating with stakeholders to manage credit risk effectively.
  • Proficient in banking business and product knowledge
  • Strong analytical skills including financial statement analysis and understanding of IFRS
  • Comprehensive grasp of credit principles and lending processes
  • Knowledgeable about various industries and macroeconomic factors impacting clients
  • Familiarity with commercial legal aspects such as insolvency, collateral, and deal structures
  • Understanding of Capital frameworks, coupled with financial modelling and forecasting abilities
  • Proficiency in Excel
REQUIRED EXPERIENCE AND QUALIFICATIONS
  • Bachelor of Commerce degree in Finance, Accounting or higher preferred/ preferable
  • 3+ years of lending or credit experience required
  • Sound credit analysis experience required
  • Commercial legal knowledge preferred

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