Junior Id Auditor

2 weeks ago


Johannesburg, Gauteng, South Africa Grindrod Bank Limited Full time

KEY FOCUS ARREARS

  • To assess the riskiness of clients pre and post credit approval of loan facilities.
  • To report on material findings and breaches to loan agreements.
  • To identify potential threats within the client's operations monthly and evaluate mitigating factors.
Assessment, analyses, and review of client information.

  • Assessing and accurately documenting and responding to identified risks.
  • Perform testing and improve the audit program when the need arises.
  • Reporting any material issues immediately to ID Credit Operations; ID Auditor; and Front Office within 24 hours of the audit.
  • Ensuring timeous resolution of all queries.
  • Ensuring that all Internal and External Audit queries are resolved timeously to the satisfaction of the Bank.

ADMINISTRATIVE FOCUS ARREARS

  • Adequate audit planning to accommodate preaudits within a reasonable time.
  • Addressing issues identified during the previous audit.
  • Attending to queries after review with relevant Credit Evaluation and ID Credit Operations staff.
  • Submitting audit reports / preaudits timeously (Completion within 48 hours of audit) to the ID Auditor.
  • Maintaining the audit file with all relevant working papers and ensuring duly executed signoff.
  • Scanning and saving of all audit reports timeously.
  • Maintaining the risk register and updating the register monthly.

AD HOC

  • Assist other departments on analysis as and when required (business rescue or liquidation scenario) in the collection of debt.
  • Assist in preparation and presentations for various management meetings.

CUSTOMER ORIENTATED

  • Create and maintain productive relationships with clients by providing advice and assistance.
  • Keep the client informed about progress through written communication, telephone communications and/or face to face meetings.
  • Always building a positive image by meeting client expectations.
  • Always treat customers fairly.
  • Establish and maintain professional relationships.
  • Addressing and resolving client complaints timeously.

ADDITIONAL REQUIREMENTS

  • Must be willing and able to travel at short notice.
  • Good interpersonal and communication skills written and verbal.
  • Excellent time management.
  • Decision making.
  • Strong client delivery focus.
  • Highly adaptable, managing change and ambiguity with ease.
  • Excellent problemsolving ability.
  • Relationship building & networking.
  • Analytical thinking.
  • Collaborative working style.
  • Business and Commercial acumen.
  • Knowledge of best financial industry practices.
  • Practical knowledge of analytical / statistical tools.
  • Experience in researching, benchmarking and report writing.
  • Microsoft Excel capabilities, including advanced formulae, data modelling and analysis.
  • Storytelling skills: Excellent communication and presentation skills and ability to weave a coherent, compelling narrative around the available data
Bachelor of Commerce (or other related Finance degree) - Must have Level 3 Audit
2 -3 years Accounting & Auditing experience

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