Analyst Credit Risk Cvm

2 weeks ago


Johannesburg, Gauteng, South Africa Absa Bank Limited Full time
Bring your possibility to life Define your career with us

  • With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
Job Summary


Join the Everyday Banking Business (Risk Collections) within Absa RBB where you will be responsible for developing and optimizing collections strategies by using data analysis and predictive modelling techniques.

You will in In addition be responsible for developing, monitoring and tracking management information (MI) of strategies and developing reports to highlight trends to management within the Portfolio.


Job Description:

  • Design and development of data driven strategies
  • Sourcing, consolidating and analyzing large data sets, utilizing strong SAS skills and identifying anomalies/trends
  • Liaising with relevant stakeholders, including IT, Operations, Finance and other Risk teams
  • Identifying gaps in Collections processes and strategies and providing solutions to closing the gaps/streamlining processes
  • Presentation of analytical results and proposals to both technical and nontechnical audiences, providing commentary as required
  • In addition, responsible for developing, monitoring and tracking management information (MI) of strategies and developing reports to highlight trends to management within the Portfolio.
  • Your ability to "hit the ground running", strategic risk experience as well as solid SAS/Data Analytics skills will serve you well in this role. A strong quantitative, stats and/or actuarial background with a track record of running with an entire project from conceptualization, to extraction of data, to formulating strategies and subsequent impacts of implementation through to excellent stakeholder engagement and management will be an added advantage.
  • Education and Experience:
  • B Degree in Mathematics/Statistics/Engineering or Risk Management or equivalent NQF level 7 degree
  • 25 years' experience in data analysis, utilizing a standard statistical package such as SAS working with large data sets
  • 25 years Credit Risk experience
  • Advanced computer literacy especially the Microsoft Office suite of programs such as Excel
  • Experience in Card/Personal Loans/ Cheque Collections will be an advantage


No criminal record
  • Knowledge & Skills:
  • SAS Programming
  • A strong understanding of key credit risk metrics
  • Project Management experience an advantage
  • User Acceptance Testing
  • Knowledge of System Development Life Cycle (SDLC) which will assist in cases where systems/processes may be impacted
  • Strong Excel skills
  • Excellent verbal and written skills
  • Strong presentation skills
  • Fantastic stakeholder management abilities
Education

Bachelor's Degrees and Advanced Diplomas:
Business, Commerce and Management Studies (required)

  • Absa Bank Limited reserves the right not to make an appointment to the post as advertised_


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