Graduate Credit Analyst

2 weeks ago


Century City, Western Cape, South Africa Preference Capital Full time

Job Opportunity:
Graduate Credit Analyst

Company:
Preference Capital

Location:
Century City - Cape Town

Key Responsibilities:

Credit Scoring:

  • Conduct financial analysis of businesses, identifying potential risks, evaluating capital structure, and performing relevant financial ratio analysis.
  • Vet applicants through credit bureaus, contacting parties involved in the applicant's business operations, and gathering pertinent information.
  • Input data into scoring models to facilitate the credit scoring process.

Credit Vetting:

  • Compile comprehensive credit reports for review by the internal and external credit committees.
  • Summarize the business, identify potential risks and red flags, provide an overview of operations, and comment on financial performance.
  • Communicate with internal and external committees to acquire necessary information for decisionmaking.

Additional Responsibilities:

Competencies Required:

  • Strong financial analysis skills.
  • Proficiency in credit reporting and credit scoring.
  • Exceptional attention to detail.
  • Good administration and organizational skills.
  • Excellent interpersonal skills, with the ability to build relationships with sales employees.
  • Effective written and verbal communication skills.

Qualifications:

  • Bachelor's degree in Finance, Accounting, Business Administration, or related field.
Join Preference Capital and contribute to shaping the future of SME funding

Job Type:
Temporary

Contract length: 18 months

Salary:
From R12,000.00 per month

Ability to commute/relocate:

  • Johannesburg, Gauteng: Reliably commute or planning to relocate before starting work (required)
Application Deadline: 2023/11/15
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